Walton County property record for 2975 Summit Ln, Monroe, GA 30655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,455 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Aug 2025) |
| Tax Bill | $3,742 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N076A-024 |
| Primary APN | N076A-024 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,455 sqft Heated Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 891 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Low |
| Deck Area | 154 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28325 |
|---|---|
| Street Address | 2975 SUMMIT LN |
| City | MONROE |
| State | GA |
| Zip | 30655-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #24 WOODLAKE-I/1.00AC |
| Legal Subdivision | WOODLAKE-I |
| Legal Lot Number | 24 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | JERSEY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 110601 |
Source: Walton County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Jul 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Aug 29, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Sep 7, 2023 | Warranty Deed, Transfer |
| Jul 27, 2018 | Quit Claim Deed, Transfer OTHER |
| Jul 27, 2018 | Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 20259141 |
| Deed Book / Page | 5602 / 811 |
| Prior Transfer Date | Sep 7, 2023 |
| Prior Transfer Doc | 0053650141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0049420000000342 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 0000004942/0000000342 |
| Instrument | 2021015150 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0051690000000196 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 0000005169/0000000196 |
| Instrument | 2022010229 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Aug 29, 2025 |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0056020811 |
| Book / Page | 5602 / 811 |
| Instrument Date | Aug 29, 2025 |
| Instrument | D2025-009141 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 2025009142 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025-009142 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2055 |
| Document Number | 0056040000000894 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 0000005604/0000000894 |
| Instrument | D2025-009142 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Sep 7, 2023 |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0053650141 |
| Book / Page | 5365 / 141 |
| Instrument Date | Sep 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 27, 2018 |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0042590452 |
| Book / Page | 004259 / 000452 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2975 SUMMIT LN MONROE GA 306558330, MONROE, GA 30655-8330 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 27, 2018 |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0042590436 |
| Book / Page | 004259 / 000436 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN MONROE GA 306558330, MONROE, GA 30655-8330 |
| Document Number | 42590437 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 004259/000437 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0042090180 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN MONROE GA 306558330, MONROE, GA 30655-8330 |
| Document Number | 0042090180 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 004209/000180 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 13, 2017 |
| Property Address | 2975 SUMMIT LN, MONROE, GA 30655-8330 |
| Document Number | 0040970325 |
| Book / Page | 004097 / 000325 |
| Instrument Date | Aug 20, 2013 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2975 SUMMIT LN MONROE GA 306558330, MONROE, GA 30655-8330 |
Source: Walton County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,742.00 (+12.14%) | $122,280 (+8.02%) Land $27,200 Building $95,080 | $305,700 (+8.02%) Land $68,000 Building $237,700 |
| 2024 | $3,337.00 (-0.36%) | $113,200 (+2.5%) Land $22,000 Building $91,200 | $283,000 (+2.5%) Land $55,000 Building $228,000 |
| 2023 | $3,349.00 (+1.18%) | $110,440 (+11.56%) Land $22,000 Building $88,440 | $276,100 (+11.56%) Land $55,000 Building $221,100 |
| 2022 | $3,310.00 | $99,000 Land $16,000 Building $83,000 | $247,500 Land $40,000 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 25,248 people · EPA ID GA2970001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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