2975 Smith Ln, Clearlake, CA 95422 Property Records

Lake County property record for 2975 Smith Ln, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,474 sqft · built 1977
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2018)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`010-037-160-000`

Property Details

APN / Parcel Number

Primary APN	`010-037-160-000`
Alternative APN	`010-037-16`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	219,107 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	010-037-16
Street Address	2975 SMITH LN
City	CLEARLAKE
State	CA
Zip	95422-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2018
Census Tract	703

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 791, CLEARLAKE, CA 95422-0721
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	20187870
Prior Transfer Date	Dec 9, 2013
Prior Transfer Doc	0000018658
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jun 15, 2018
Property Address	2975 SMITH LN, CLEARLAKE, CA 95422-8726
Document Number	0000007870
Instrument Date	Jun 12, 2018
Instrument	7870
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 791 CLEARLAKE CA 954220791, CLEARLAKE, CA 95422-0791

Mortgage

Document Number	7871
Date	Jun 15, 2018
Instrument	7871

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,276.00 (+2.39%)	$365,578 (+2%) Land $182,208 Building $183,370
2025	$4,176.00 (+2.33%)	$358,411 (+4.04%) Land $178,636 Building $179,775
2023	$4,081.00 (+5.26%)	$344,495 Land $171,700 Building $172,795
2022	$3,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks.

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