Volusia County property record for 2975 Ragis Rd, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,219 sqft · built 2014 |
| Lot Size | 4.98 acres (216,929 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $75,000 (Aug 2008) |
| Tax Bill | $7,475 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8438-01-00-1388 |
| Primary APN | 8438-01-00-1388 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 4,219 sqft Living Area |
| 1st Floor Area | 2,375 sqft |
| Upper Floors Area | 1,844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 216,929 sqft (4.98 acres) |
| Garage Type | Detached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 634 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3979273 |
|---|---|
| Street Address | 2975 RAGIS RD |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01A3 |
| Legal Description | W 281 FT OF E 3842.78 FT OF N 772.51 FT OF LOT 138 ASSRS SUB SAMUEL BETTS GRANT MB 3 PG 153 PER OR 1663 PGS 0690-0691 PER OR 6266 PG 1181 PER OR 6629 PG 1567 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 38 |
| Legal Subdivision | ASSRS SUB SAMUEL BETTS GRANT MB |
| Legal Tract | 01 |
| Legal Lot Number | 138 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 83009 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2975 RAGIS RD, EDGEWATER, FL 32132-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2008 · Amount on Record |
| Deed Sale | Aug 14, 2008 · Amount on Record |
| Prior Sale | Aug 14, 2008 · Amount on Record |
| Deed Document Number | 2008163922 |
| Deed Book / Page | 6266 / 1181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2975 RAGIS RD, EDGEWATER, FL 32132-2905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0078600766 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 7860/766 |
| Instrument | 2020-099889 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,020 (+2.7%) | $943,430 (-7.51%) Land $249,000 Building $694,430 | |
| 2025 | $7,475.00 (+1.19%) Homeowner's exemption | $461,558 (+5.99%) | $1,019,995 (+23.94%) Land $313,740 Building $706,255 |
| 2023 | $7,387.00 (+1.29%) Homeowner's exemption | $435,487 (+3%) | $822,946 (+11.35%) Land $224,100 Building $598,846 |
| 2022 | $7,293.00 Homeowner's exemption | $422,803 | $739,043 Land $149,400 Building $589,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 9 (2022–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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