Craven County property record for 2975 Nelson Rd, Grifton, NC 28530
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,400 sqft · built 2024 |
| Lot Size | 13.2 acres (577,301 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $289 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1-073-29000 |
| Primary APN | 1-073-29000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 577,301 sqft (13.2 acres) |
| Garage Area | 2,100 sqft |
| Storage Building | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 139775 |
|---|---|
| Street Address | 2975 NELSON RD |
| City | GRIFTON |
| State | NC |
| Zip | 28530-9094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1 SURVEY FOR LINDA AMBROSE |
| Legal Subdivision | FAMILY SUBDIVISION LINDA AMBROSE |
| Legal Lot Number | 1 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 960201 |
2975 Nelson Rd, a rural home, is owned and occupied by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2975 NELSON RD, GRIFTON, NC 28530-9094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 17, 2026 |
| Property Address | 2975 NELSON RD, GRIFTON, NC 28530-9094 |
| Document Number | 0010160357 |
| Book / Page | 3891 / 2126 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202610160357 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2975 NELSON RD, GRIFTON, NC 28530-9094 |
| Document Number | 0010160357, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 3891/2126 |
| Instrument | 202610160357 |
| Name | CENTURY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2975 Nelson Rd was $289.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,870 Land $52,790 Building $285,080 | $337,870 Land $52,790 Building $285,080 | |
| 2025 | $289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2975 Nelson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 16 (2010–2019) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2975 Nelson Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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