2975 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 2975 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,788 sqft · built 1993
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2021)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0413A-005-000`

Property Details

APN / Parcel Number

Primary APN	`0413A-005-000`
Alternative APNs	`0090A005000` `0413A005` `13544`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,788 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Area	464 sqft

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	324 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13544
Street Address	2975 MCCALL RD
City	RINCON
State	GA
Zip	31326-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	1.16 AC LOT 5
Legal Subdivision	TIMBERGATE
Legal Lot Number	5
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4002
Census Tract	30301

Owner

2975 McCall Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2975 MCCALL RD, RINCON, GA 31326-3809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	20213775
Deed Book / Page	2743 / 499
Prior Transfer Date	Apr 10, 2009
Prior Transfer Doc	001842/325
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 18, 2021
Property Address	2975 MCCALL RD, RINCON, GA 31326-3809
Document Number	002743/499
Book / Page	2743 / 499
Instrument Date	Nov 18, 2021
Instrument	2021-003775
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 MCCALL RD, RINCON, GA 31326-3809

Mortgage

Document Number	0000002743/0000000501
Date	Nov 18, 2021
Book Page	0000002743/0000000501
Instrument	014012

Lender

Name	WELLS FARGO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 4, 2019
Property Address	2975 MCCALL RD, RINCON, GA 31326-3809
Document Number	002562/401
Book / Page	2562 / 401
Instrument Date	Dec 4, 2019
Instrument	2019-003366
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2975 MCCALL RD, RINCON, GA 31326-3809

Mortgage

Document Number	0000002562/0000000403
Date	Dec 16, 2019
Book Page	0000002562/0000000403
Instrument	010595

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2975 McCall Rd was $4,018 with a homeowner's exemption, up 6.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,418 (-3.75%) Land $26,851 Building $94,567	$303,545 (-3.75%) Land $67,127 Building $236,418
2025	$4,018.00 (+6.18%) Homeowner's exemption	$126,153 (+4.84%) Land $26,851 Building $99,302	$315,382 (+4.84%) Land $67,127 Building $248,255
2024	$3,784.00 (+36.16%)	$120,327 (+33.3%) Land $22,856 Building $97,471	$300,817 (+33.3%) Land $57,139 Building $243,678
2023	$2,779.00 (+2.89%)	$90,266 (+10.19%) Land $22,856 Building $67,411	$225,666 (+10.19%) Land $57,139 Building $168,527
2022	$2,701.00	$81,918 Land $14,507 Building $67,411	$204,794 Land $36,267 Building $168,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2975 McCall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2975 McCall Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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