2975 Lowerlake Dr, Sumter, SC 29150 Property Records

Sumter County property record for 2975 Lowerlake Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,715 sqft · built 2020
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Last Sale$332,000 (Dec 2020)
Tax Bill$2,586 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN186-04-02-022

Property Details

APN / Parcel Number

Primary APN186-04-02-022
Alternative APN
  • 19260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,715 sqft Living Area
1st Floor Area2,715 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area33,977 sqft (0.78 acres)
Parking Spaces2 Parking Spaces
PorchCovered Porch
Patio Area453 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19260
Old Parcel Number186 04 02 022
Street Address2975 LOWERLAKE DR
CitySUMTER
StateSC
Zip29150-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH-C
Legal DescriptionLOT 49 PB88-960 .78 AC PB97-420
Legal SubdivisionSTILLWATER SUB PH II SEC 1
Legal Lot Number49
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group1
Census Block1004
Census Tract1803

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2975 LOWERLAKE DR, SUMTER, SC 29150-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF CLARENDON
Mar 3, 2020Warranty Deed, Transfer
BANK OF CLARENDON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Document Number0012774816
Deed Book / Page1277 / 4816
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateDec 10, 2020
Property Address2975 LOWERLAKE DR, SUMTER, SC 29150-8510
Document Number0012774816
Book / Page001277 / 004816
Instrument DateDec 7, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,228.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2975 LOWERLAKE DR SUMTER SC 291508510, SUMTER, SC 29150-8510

Mortgage

Document Number12774820
DateDec 10, 2020
Book Page001277/004820
Lender
NameBANK OF CLARENDON
TypeBank
AddressMANNING, SC 29102
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateMar 3, 2020
Property Address2975 LOWERLAKE DR, SUMTER, SC 29150-8510
Document Number0012655050
Book / Page001265 / 005050
Instrument DateFeb 29, 2020
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2851 BROWNFIELD WAY SUMTER SC 291502212, SUMTER, SC 29150-2212

Mortgage

Document Number12655054
DateMar 3, 2020
Book Page001265/005054
Lender
NameBANK OF CLARENDON
TypeBank
AddressMANNING, SC 29102
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,586.00 (+5.12%)$13,580 (-) Land $1,600 Building $11,980$339,542 (-) Land $40,000 Building $299,542
2023$13,580 (-) Land $1,600 Building $11,980$339,542 (-) Land $40,000 Building $299,542
2022$2,460.00$13,580 Land $1,600 Building $11,980$339,542 Land $40,000 Building $299,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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