Calaveras County property record for 2975 Black Bear Dr, Arnold, CA 95223 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,056 sqft · built 1988 |
| Lot Size | 2.71 acres (118,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Feb 2001) |
| Tax Bill | $7,839 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-005-006-000 |
| Primary APN | 032-005-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,056 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 118,483 sqft |
| Garage Area | 2,128 sqft |
| Parking Spaces | 7 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 2975 BLACK BEAR DR |
|---|---|
| City | ARNOLD |
| State | CA |
| Zip | 95223-7665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONDEROSA ESTATES POR LOTS 2 AND 3 |
| Legal Subdivision | PONDEROSA ESTATES |
| Legal Lot Number | 2,3 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 505 |
Source: Calaveras County records · APN 032-005-006-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 419, ARNOLD, CA 95223-0419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Apr 07, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2001 · Amount on Record |
| Deed Sale | Feb 02, 2001 · Amount on Record |
| Deed Document Number | 20011517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2975 BLACK BEAR DR, ARNOLD, CA 95223-7665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2975 BLACK BEAR DR, ARNOLD, CA 95223-7665 |
| Document Number | 0000009921 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-009921 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2975 BLACK BEAR DR, ARNOLD, CA 95223-7665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2975 BLACK BEAR DR, ARNOLD, CA 95223-7665 |
| Document Number | 0000004876 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 2022-004876 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,303 (+2%) Land $138,314 Building $560,989 | |
| 2025 | $7,839.00 (+3.01%) Homeowner's exemption | $685,592 (+4.04%) Land $135,602 Building $549,990 |
| 2023 | $7,610.00 (+3.75%) Homeowner's exemption | $658,972 Land $130,338 Building $528,634 |
| 2022 | $7,335.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | About 1 in 150 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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