2974 W Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 2974 W Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2015
Lot Size	0.25 acres (10,894 sqft)
Owner	2 Individual Names on File
Last Sale	$376,300 (Jun 2021)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A353680`

Property Details

APN / Parcel Number

Primary APN	`000A353680`
Alternative APNs	`03-1031-25-3-09-37-0000` `R808303` `A35368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,894 sqft (0.25 acres)
View / Lot	Neighborhood / Spot
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2974 W COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 7, LOT 19
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	7
Legal Lot Number	19
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2021
Census Tract	1403

Owner

2974 W Copper Ridge Loop is owned and occupied by two individuals who bought it in June 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Mar 10, 2021	Trustee's Deed, Foreclosure
Oct 11, 2018	Deed of Trust, Mortgage WESTERN SECURITY BANK
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Mar 10, 2021
Deed Document Number	20213974899
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 3, 2021
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003974899
Map Reference	DOC 3698744
Instrument Date	May 31, 2021
Instrument	3974899
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003974900
Date	Jun 3, 2021
Instrument	3974900

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 10, 2021
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003962991
Map Reference	DOC 3698744
Instrument Date	Mar 10, 2021
Instrument	3962991
Transaction Type	Foreclosure
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 100 S, PAYSON, UT 84651-2262

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003864989
Date	Oct 11, 2018
Instrument	000003864989

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003898164
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2974 W COPPER RIDGE LOOP BILLINGS MT 591062673, BILLINGS, MT 59106-2673

Mortgage

Document Number	0003898164
Date	Oct 1, 2019
Instrument	3898164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2974 W COPPER RIDGE LOOP, BILLINGS, MT 59106-2673
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2974 W Copper Ridge Loop was $3,022, down 21.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,400 (-) Land $88,282 Building $319,118	$407,400 (-) Land $88,282 Building $319,118
2025	$3,022.00 (-21.47%)	$407,400 Land $88,282 Building $319,118	$407,400 Land $88,282 Building $319,118
2024	$3,848.00 (+20.33%)
2023	$3,198.00	$358,400	$358,400 Land $70,456 Building $287,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2974 W Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2974 W Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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