2974 Summertree Ave, Bettendorf, IA 52722 Property Records

Scott County property record for 2974 Summertree Ave, Bettendorf, IA 52722

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,802 sqft · built 1995
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2019)
Tax Bill	$8,614 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2019 Refinance + 8 more
Flood Zone	Zone X (minimal risk)
APN	`841033306`

Property Details

APN / Parcel Number

Primary APN	`841033306`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft
Finished Basement	1,100 sqft
Unfinished Basement	263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,058 sqft
Porch	Slab
Porch Area	50 sqft
Deck Area	171 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	2974 SUMMERTREE AVE
City	BETTENDORF
State	IA
Zip	52722-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHAEFER FARMS ONE LOT: 006 SCHAEFER FARMS ONE
Legal Subdivision	SCHAEFER FARMS ONE
Legal Lot Number	6
Jurisdiction	SCOTT IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	1
Census Block	1016
Census Tract	13706

Owner

2974 Summertree Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
May 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Oct 26, 2007	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 8, 2007	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 24, 2014	Deed of Trust, Mortgage · Conventional Mortgage DHCU COMMUNITY CU
Nov 1, 2005	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 13, 2014	Affidavit of Death of Joint Tenant, Transfer
Dec 16, 2009	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Deed Document Number	201912247
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	0000037380
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013203
Date	May 30, 2017
Instrument	2017-00013203

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2022

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012249
Date	May 28, 2019
Instrument	201900012249

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300015596
Date	Sep 1, 2023
Instrument	202300015596

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700032320
Date	Oct 26, 2007
Instrument	2007-00032320

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700033666
Date	Nov 8, 2007
Instrument	2007-00033666

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	359 Months
Due	Oct 16, 2037

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300006381
Date	Feb 27, 2013
Instrument	2013-00006381

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2043

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400024044
Date	Sep 24, 2014
Instrument	2014-00024044

Lender

Name	DHCU COMMUNITY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2021

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500036935
Date	Nov 1, 2005
Instrument	2005-00036935

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Oct 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2014: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SCOTT IA
Recording Date	Feb 13, 2014
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Document Number	201400003105
Instrument Date	Feb 11, 2014
Instrument	2014-00003105
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 SUMMERTREE AVE, BETTENDORF, IA 52722-6968

December 2009: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SCOTT IA
Recording Date	Dec 16, 2009
Property Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918
Document Number	200900037380
Instrument Date	Dec 11, 2009
Instrument	2009-00037380
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 SUMMERTREE AVE, BETTENDORF, IA 52722-6918

Mortgage

Document Number	200900037382
Date	Dec 16, 2009
Instrument	2009-00037382

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 2974 Summertree Ave was $8,614 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bettendorf City
County	Scott County
Unified School District	Pleasant Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,614.00	$593,800 (-2.14%) Land $144,300 Building $449,500	$593,800 (-2.14%) Land $144,300 Building $449,500
2025	$8,614.00 (+16.06%) Homeowner's exemption	$606,800 Land $157,300 Building $449,500	$606,800 Land $157,300 Building $449,500
2024	$7,422.00
2023		$492,300 Land $88,900 Building $403,400	$492,300 Land $88,900 Building $403,400
2022	$7,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2974 Summertree Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2974 Summertree Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IOWA-AMERICAN WTR CO-DAVENPORT private · serves 147,720 people · EPA ID IA8222001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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