2974 Sparkleberry Dr, Middleburg, FL 32068 Property Records

Clay County property record for 2974 Sparkleberry Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 2001
Lot Size	0.364 acres (15,891 sqft)
Owner	2 Owner Names on Record
Last Sale	$275,500 (May 2005)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-05-25-008989-013-79`

Property Details

APN / Parcel Number

Primary APN	`45-05-25-008989-013-79`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,992 sqft Heated Area
Gross Area	3,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,891 sqft (0.364 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2974 SPARKLEBERRY DR
City	MIDDLEBURG
State	FL
Zip	32068-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 331 VILLAGES OF FIRESIDE U2-C AS REC O R 2529 PG 463
Legal Range	25
Legal Township	05
Legal Section	45
Legal Subdivision	VILLAGES OF FIRESIDE
Legal Lot Number	331
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1009
Census Tract	30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2974 SPARKLEBERRY DR, MIDDLEBURG, FL 32068-8241
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Prior Sale	Apr 3, 2001 · Amount on Record
Deed Document Number	2005030418
Deed Book / Page	2529 / 0463
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2974 SPARKLEBERRY DR, MIDDLEBURG, FL 32068-8241
Document Number	0042122142
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2974 SPARKLEBERRY DR MIDDLEBURG FL 320688241, MIDDLEBURG, FL 32068-8241

Mortgage

Document Number	0042122142
Date	Jul 22, 2019
Book Page	004212/002142
Instrument	37791

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	GARFIELD HEIGHTS, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00 (-3.98%) Homeowner's exemption	$233,072 (+5.99%)	$453,973 (+3.53%) Land $60,000 Building $393,973
2023	$3,064.00 (+7.21%) Homeowner's exemption	$219,907 (+3%)	$438,476 (+14.7%) Land $60,000 Building $378,476
2022	$2,858.00 Homeowner's exemption	$213,502	$382,287 Land $50,000 Building $332,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35