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2974 Shell Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2974 Shell Rd, Jay, FL 32565 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,643 sqft Living Area
Lot Size138,956 sqft (3.19 acres)
OccupancyOwner Occupied
Last Sale$100 (2017)
Tax Bill$2,929.00 (2025)

Owner

Source: Santa Rosa County records · APN 13-5N-30-0000-02102-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2974 SHELL RD, JAY, FL 32565-1732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Oct 26, 2018Loan Modification, Mortgage
UNITED BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2017 · Amount on Record
Deed SaleMar 01, 2017 · Amount on Record
Deed Book / Page3605 / 711
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2974 SHELL RD, JAY, FL 32565-1732
Transaction TypeMortgage
Record UpdatedNov 08, 2021
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2974 SHELL RD, JAY, FL 32565-1732

Mortgage

Document Number0041881368
DateOct 05, 2021
Book Page4188/1368
Instrument202166445
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2041

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address2974 SHELL RD, JAY, FL 32565-1732
Document Number0037771200
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5115 MILDRED ST JAY FL 325651181, JAY, FL 32565-1181

Mortgage

Document Number0037771200
DateOct 26, 2018
Book Page003777/001200
Instrument46103
Lender
NameUNITED BK
TypeBank
AddressATMORE, AL 36502
Agreement
AmountAmount Recorded
Term360 Months
DueOct 25, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,929.00 (+4.76%) Homeowner's exemption$277,293 (+2.9%)$360,867 (+7.57%) Land $39,396 Building $321,471
2024$2,796.00 (+1.75%) Homeowner's exemption$269,478 (+3%)$335,469 (+0.47%) Land $18,183 Building $317,286
2023$2,748.00 (+2.27%) Homeowner's exemption$261,629 (+3%)$333,908 (+0.28%) Land $18,183 Building $315,725
2022$2,687.00 Homeowner's exemption$254,009$332,960 Land $16,061 Building $316,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 575 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN13-5N-30-0000-02102-0000
Alternative APN
  • N305130000021020000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,643 sqft Living Area
Gross Area4,184 sqft Gross Area
1st Floor1,848 sqft 1st Floor
Upper Floors795 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area138,956 sqft (3.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area525 sqft Garage
CarportCarport
Carport Area525 sqft Carport
Porch Area848 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2974 SHELL RD
CityJAY
StateFL
Zip32565-1732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*NEW DESC FOR 2017 TAX ROLL* COM AT NE CORN OF NE4 OF SE4 THN S02*4223W 750.24 FT TO I/S W/ N R/W OF SHELL RD THN THN N65*4035W 283.12 FT TO POB THN CONT 642.05 FT THN N 26*1927E 185.31 FT THN S75* 0535E 514.80 FT THN S00*45 05W 318.40 FT TO POB AS D
Legal Range30W
Legal Township5N
Legal Section13
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1020
Census Tract10200

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