2974 Rue De Latour, Bonsall, CA 92003 Property Records

San Diego County property record for 2974 Rue De Latour, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,942 sqft · built 2024
Owner2 Company Names on Record
Last Sale$1,231,000 (May 2024)
Tax Bill$17,470 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-611-20-00

Property Details

APN / Parcel Number

Primary APN127-611-20-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,942 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2974 RUE DE LATOUR
CityBONSALL
StateCA
Zip92003-3951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 19 TR 016566
Legal SubdivisionSDCO TCT 4736-1
Legal Tract016566
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group4
Census Block4024
Census Tract18803

Owner

Source: San Diego County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2974 RUE DE LATOUR, BONSALL, CA 92003-3951
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 17, 2024Grant Deed, Transfer · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Deed Document Number2024125082
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2974 RUE DE LATOUR, BONSALL, CA 92003-3951
Transaction TypeMortgage
Record UpdatedNov 6, 2025
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2974 RUE DE LATOUR, BONSALL, CA 92003-3951

Mortgage

Document Number0000300643
DateOct 27, 2025
Instrument2025-0300643
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 17, 2024
Property Address2974 RUE DE LATOUR, BONSALL, CA 92003-3951
Document Number0000125082
Map ReferenceFILE 2023-700222
Instrument DateMay 8, 2024
Instrument2024-0125082
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1835 S CENTRE CITY PKWY # 462, 462, ESCONDIDO, CA 92025-6581

Mortgage

Document Number0000125083
DateMay 17, 2024
Instrument2024-0125083
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,280,524 (+2%) Land $791,536 Building $488,988
2025$17,470.00 (+84.75%)$1,255,416 Land $776,016 Building $479,400
2024$9,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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