2974 Ridge Ct, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 2974 Ridge Ct, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1956
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,005,000 (Jul 2026)
Tax Bill	$16,883 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`293-12-006`

Property Details

APN / Parcel Number

Primary APN	`293-12-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2974 RIDGE CT
City	SANTA CLARA
State	CA
Zip	95051-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1515 HOMERIDGE BOOK 59 PAGE 7 LOT 28
Legal Subdivision	HOMERIDGE
Legal Tract	1515
Legal Lot Number	28
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2001
Census Tract	506101

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 10, 2019	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
May 10, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	202626018386
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	0024920163
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2026
Property Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Document Number	0026018386
Instrument Date	Jun 22, 2026
Instrument	202626018386
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,755.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018387,
Date	Jul 16, 2026
Instrument	202618387

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 14, 2021
Property Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Document Number	0024920163
Map Reference	MB 59 PG 7
Instrument Date	Apr 9, 2021
Instrument	24920163
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528

Mortgage

Document Number	0024920164
Date	Apr 14, 2021
Instrument	24920164

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2019
Property Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Document Number	0024176838
Instrument Date	May 3, 2019
Instrument	24176838
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2974 RIDGE CT SANTA CLARA CA 950515528, SANTA CLARA, CA 95051-5528

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2019
Property Address	2974 RIDGE CT, SANTA CLARA, CA 95051-5528
Document Number	0024176839
Instrument Date	Apr 29, 2019
Instrument	24176839
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2974 RIDGE CT SANTA CLARA CA 950515528, SANTA CLARA, CA 95051-5528

Mortgage

Document Number	24176840
Date	May 10, 2019
Instrument	24176840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,726 (+2%) Land $1,087,989 Building $362,737
2025	$16,883.00 (+4.92%) Homeowner's exemption	$1,422,281 (+4.04%) Land $1,066,656 Building $355,625
2023	$16,091.00 (+1.73%) Homeowner's exemption	$1,367,054 Land $1,025,238 Building $341,816
2022	$15,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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