Warren County property record for 2974 Reliance Rd, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2017 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Jun 2016) |
| Tax Bill | $2,364 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11/27/A |
| Primary APN | 11/27/A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 850 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1303 |
|---|---|
| Old Parcel Number | 11 27A |
| Street Address | 2974 RELIANCE RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CHAPEL RD SARGENT |
| Legal Subdivision | NORTH RIVER-COUNTY |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20200 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2017 | Deed of Trust, Mortgage · Construction Mortgage CAPON VALLEY BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on Record |
| Deed Sale | Jun 23, 2016 · Amount on Record |
| Deed Document Number | 20163037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 210009616 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 210009616 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170002899 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 170002899 |
| Name | CAPON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WARDENSVILLE, WV 26851 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Mar 21, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200008246 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 200008246 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate | 2.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 200000944 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 200000944 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 2974 RELIANCE RD, MIDDLETOWN, VA 22645-3826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 180000369 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 180000369 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,364.00 (+18.79%) | $415,600 (-) Land $61,700 Building $353,900 | |
| 2025 | $1,990.00 (-43.85%) | $415,600 (+17.27%) Land $61,700 Building $353,900 | $415,600 (+17.27%) Land $61,700 Building $353,900 |
| 2024 | $3,544.00 | $354,400 (-) Land $51,800 Building $302,600 | $354,400 (-) Land $51,800 Building $302,600 |
| 2023 | $354,400 Land $51,800 Building $302,600 | $354,400 Land $51,800 Building $302,600 | |
| 2022 | $3,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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