Navajo County property record for 2974 Ranch House Rd, Overgaard, AZ 85933 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1996 |
| Square Footage | 3,090 sqft Living Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Garage | Attached, 1,596 sqft |
| Last Sale | $454,900 (2020) |
| Tax Bill | $2,951.00 (2025) |
| Primary APN | 206-41-328 |
|---|
| Building Area | 3,090 sqft Living Area |
|---|---|
| Gross Area | 4,686 sqft Gross Area |
| 1st Floor | 2,586 sqft 1st Floor |
| Basement Area | 504 sqft Basement |
| Finished Basement | 504 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Metal Roof |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Attached Garage |
| Garage Area | 1,596 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 644 sqft Patio |
| Porch | Open Porch |
| Porch Area | 2,200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2974 RANCH HOUSE RD |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOREST TRAILS #2:LOT 328 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | FOREST TRAILS #2 |
| Legal Lot Number | 328 |
| Jurisdiction | NAVAJO AZ |
| Minor Civil Division | SNOWFLAKE |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 963700 |
Source: Navajo County records · APN 206-41-328
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3096, OVERGAARD, AZ 85933-3096 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 08, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Deed Doc Number | 20204752 |
| Prior Transfer Date | Jul 31, 2014 |
| Prior Transfer Doc | 0000010289 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2974 RANCH HOUSE RD, OVERGAARD, AZ 85933-5325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0000012960 |
|---|---|
| Date | Sep 08, 2025 |
| Instrument | 2025-12960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Mar 25, 2020 |
| Property Address | 2974 RANCH HOUSE RD, OVERGAARD, AZ 85933-5325 |
| Document Number | 0000004752 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 4752 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2020 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9219 E WALNUT TREE DR TUCSON AZ 857499639, TUCSON, AZ 85749-9639 |
| Document Number | 4753 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 4753 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $908,894 (+15.56%) Land $71,213 Building $837,681 | ||
| 2025 | $2,951.00 (-19.33%) | $78,650 Land $6,865 Building $71,785 | $786,497 Land $68,647 Building $717,850 |
| 2023 | $3,658.00 |
Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 287 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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