Pinellas County property record for 2974 Pine Forest Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,486 sqft · built 1987 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $648,000 (Jun 2023) |
| Tax Bill | $9,502 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-8501-4 |
| Primary APN | C62-000-757-8501-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,279 sqft |
| 1st Floor Area | 1,273 sqft |
| Upper Floors Area | 1,213 sqft |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R352364 |
|---|---|
| Street Address | 2974 PINE FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMLET AT BENTLEY PARK PHASE II LOT 99 |
| Legal Subdivision | HAMLET AT BENTLEY PARK |
| Legal Lot Number | 99 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 27316 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 12, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2023 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Document Number | 2023145309 |
| Deed Book / Page | 22462 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Document Number | 0223032187 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 22303/2187 |
| Instrument | 2022367038 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Document Number | 0229192451 |
|---|---|
| Date | Sep 12, 2024 |
| Book Page | 22919/2451 |
| Instrument | 2024231591 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 5, 2023 |
| Property Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Document Number | 0224620178 |
| Book / Page | 22462 / 178 |
| Map Reference | MB 89 PG 29 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023145309 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | AWS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,536.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4130 SILVERTON RD NE # NE77, NE77, SALEM, OR 97305-2053 |
| Name | Verified Name |
|---|---|
| Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Document Number | 0022462180 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 22462/180 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2974 PINE FOREST DR, PALM HARBOR, FL 34684-1833 |
| Document Number | 0213501664 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 21350/1664 |
| Instrument | 2021019532 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,502.00 (+167.36%) Homeowner's exemption | $560,714 (+140.92%) Land $160,329 Building $400,385 | $560,714 (+5.41%) Land $160,329 Building $400,385 |
| 2023 | $3,554.00 (+3.01%) Homeowner's exemption | $232,735 (+11,798.52%) | $531,923 Land $216,866 Building $315,057 |
| 2022 | $3,450.00 Homeowner's exemption | $1,956 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2001–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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