2974 NC Hwy 73 E, Concord, NC 28025 Property Records

Cabarrus County property record for 2974 NC Hwy 73 E, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 1936
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Aug 2018)
Tax Bill	$2,364 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5640 49 7863`

Property Details

APN / Parcel Number

Primary APN	`5640 49 7863`
Alternative APNs	`11018 0030.000000` `125736`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,206 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1996
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway
Driveway Area	570 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	125736
Street Address	2974 NC HWY 73 E
City	CONCORD
State	NC
Zip	28025-9615
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	SOUTH SIDE HWY 73
Legal Subdivision	LAKE LYNN LODGE
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3002
Census Tract	40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2974 NC HWY 73 E, CONCORD, NC 28025-9615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Aug 31, 2018	Warranty Deed, Transfer · Conventional with PMI GOODMORTGAGE.COM
Apr 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Book / Page	13165 / 88
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	12943322
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2974 NC HWY 73 E, CONCORD, NC 28025-9615
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014620124
Date	Oct 28, 2020
Book Page	14620/124

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 31, 2018
Property Address	2974 NC HWY 73 E, CONCORD, NC 28025-9615
Document Number	1316588
Book / Page	013165 / 000088
Instrument Date	Aug 29, 2018
Instrument	21924
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2974 NC HWY 73 E CONCORD NC 280259615, CONCORD, NC 28025-9615

Mortgage

Document Number	1316592
Date	Aug 31, 2018
Book Page	013165/000092
Instrument	21925

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 3, 2018
Property Address	2974 NC HWY 73 E, CONCORD, NC 28025-9615
Document Number	12943322
Book / Page	012943 / 000322
Instrument Date	Mar 26, 2018
Instrument	7676
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2974 HWY 73 E

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,380 (-) Land $77,520 Building $334,860
2025		$412,380 (+43.04%) Land $77,520 Building $334,860
2024			$412,380 (+43.04%) Land $77,520 Building $334,860
2023	$2,364.00	$288,300 Land $53,040 Building $235,260	$288,300 Land $53,040 Building $235,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Verizon.

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