2974 Mountain View Dr, Escondido, CA 92027 Property Records

San Diego County property record for 2974 Mountain View Dr, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,142 sqft · built 1985
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`241-161-05-00`

Property Details

APN / Parcel Number

Primary APN	`241-161-05-00`
Alternative APN	`2411600900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	44,867 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2411600900
Street Address	2974 MOUNTAIN VIEW DR
City	ESCONDIDO
State	CA
Zip	92027-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 263 LOT 7 POR TR 000725
Legal Subdivision	RANCHO RINCON DEL DIABLO
Legal Tract	000725
Legal Block	263
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000418091
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2026
Property Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939
Document Number	0000119802
Instrument Date	Apr 24, 2026
Instrument	2026119802
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939

Mortgage

Document Number	0000119802,
Date	Apr 29, 2026
Instrument	2026119802

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939
Document Number	0000223887
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 MOUNTAIN VIEW DR ESCONDIDO CA 920274939, ESCONDIDO, CA 92027-4939

Mortgage

Document Number	0000223887
Date	May 4, 2020
Instrument	223887

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939
Document Number	0000248043
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2974 MOUNTAIN VIEW DR ESCONDIDO CA 920274939, ESCONDIDO, CA 92027-4939

Mortgage

Document Number	0000248043
Date	Jun 25, 2019
Instrument	248043

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2017
Property Address	2974 MOUNTAIN VIEW DR, ESCONDIDO, CA 92027-4939
Document Number	0000418091
Instrument Date	Aug 18, 2017
Instrument	418091
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2974 MOUNTAIN VIEW DR ESCONDIDO CA 920274939, ESCONDIDO, CA 92027-4939

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Escondido Union High School District (09 - 12)
Elementary School District	San Pasqual Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,721 (+2%) Land $132,359 Building $175,362
2025	$3,308.00 (+4.42%) Homeowner's exemption	$301,688 (+4.04%) Land $129,764 Building $171,924
2023	$3,168.00 Homeowner's exemption	$289,975 Land $124,726 Building $165,249
2022	$3,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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