2974 Milton Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2974 Milton Rd, Charlottesville, VA 22902

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,065 sqft · built 1940
Lot Size1.06 acres (46,391 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Nov 2023)
Tax Bill$3,832 (2026)
Deeds & MortgagesNov 2023 Sale
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09300-00-00-045D0

Property Details

APN / Parcel Number

Primary APN09300-00-00-045D0
Alternative APN
  • 38212

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,065 sqft Finished Area
Basement Area580 sqft
Unfinished Basement492 sqft
FlooringWood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area46,391 sqft (1.06 acres)
Garage TypeDetached
Garage Area528 sqft

Exterior Amenities

PorchSlab
Porch Area274 sqft
Deck Area462 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2974 MILTON RD
CityCHARLOTTESVILLE
StateVA
Zip22902-7604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionMOUNT EAGLE 4 & 4A
Legal SubdivisionMOUNT EAGLE
JurisdictionALBEMARLE VA
Township / Civil DivisionSCOTTSVILLE
Census Block Group1
Census Block1032
Census Tract10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Southern Albemarle Rural Historic District
listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2974 Milton Rd is owned and occupied by an individual who bought it in November 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2974 MILTON RD, CHARLOTTESVILLE, VA 22902-7604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Feb 12, 2020Grant Deed, Transfer · Conventional with PMI
ATLANTIC COAST MTG
Jul 21, 2017Deed of Trust, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2023 · Amount on File
Deed SaleNov 13, 2023 · Amount on File
Prior SaleFeb 12, 2020 · Amount on File
Deed Document Number20239584
Record UpdatedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateNov 13, 2023
Property Address2974 MILTON RD, CHARLOTTESVILLE, VA 22902-7604
Document Number202300009584
Map ReferenceMB 508 PG 193
Instrument DateNov 9, 2023
Instrument202300009584
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
Tax$415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2974 MILTON RD, CHARLOTTESVILLE, VA 22902-7604

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateFeb 12, 2020
Property Address2974 MILTON RD, CHARLOTTESVILLE, VA 22902-7604
Document Number0000001659
Book / Page005276 / 000410
Instrument DateFeb 4, 2020
Instrument1659
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1125 BISHOP LN CHARLOTTESVILLE VA 229027562, CHARLOTTESVILLE, VA 22902-7562

Mortgage

Document Number1660
DateFeb 12, 2020
Book Page005276/000414
Instrument1660
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 11, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2974 MILTON RD, CHARLOTTESVILLE, VA 22902-7604
Document Number0000008495
Book / Page004939 / 000301
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017
Title CompanyBRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2974 MILTON RD CHARLOTTESVILLE VA 229027604, CHARLOTTESVILLE, VA 22902-7604

Mortgage

Document Number0000008495
DateJul 27, 2017
Book Page004939/000301
Instrument8495
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount on Record
Term240 Months
DueJul 26, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 2974 Milton Rd was $3,832, down 7.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,832.00 (-7.55%)$428,600 (-0.4%) Land $100,200 Building $328,400$428,600 (-0.4%) Land $100,200 Building $328,400
2025$4,145.00$430,300 Land $98,100 Building $332,200$430,300 Land $98,100 Building $332,200
2023$2,922.00$342,200 Land $96,000 Building $246,200$342,200 Land $96,000 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2974 Milton Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1985–2013)
Claims Outside the SFHA5 of 6
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2974 Milton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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