Fairfield County property record for 2974 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 612 sqft · built 2013 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jun 2018) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-02-06-176 |
| Primary APN | 176-02-06-176 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 612 sqft Gross Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Lot Area | 1,742 sqft (0.04 acres) |
| Account Number | 28416 |
|---|---|
| Street Address | 2974 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 176 |
| Legal Lot Number | 176 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960302 |
2974 Lake Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Fairfield County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2974 LAKE RD, RIDGEWAY, SC 29130-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Nov 15, 2011 |
| Deed Document Number | 20184880 |
| Deed Book / Page | 3878 / 59 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0020251803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 27, 2018 |
| Property Address | 2974 LAKE RD, RIDGEWAY, SC 29130-9221 |
| Document Number | 0000004880 |
| Book / Page | 003878 / 000059 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 4880 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1835 TIDWELL TOWN RD CASSATT SC 290329269, CASSATT, SC 29032-9269 |
| Document Number | 4881 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 003878/000061 |
| Instrument | 4881 |
| Name | HERITAGE CMNTY BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2974 Lake Rd was $1,202.
Source: Fairfield County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Fairfield County |
| Unified School District | Fairfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 | $206,200 Land $175,200 Building $31,000 | $206,200 |
| 2023 | $1,209.00 | $206,300 Land $175,200 Building $31,100 | $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2974 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2974 Lake Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
5G and 4G LTE (outdoors only)
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