2974 Fox Bluff Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2974 Fox Bluff Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2021)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A975000081`

Property Details

APN / Parcel Number

Primary APN	`A975000081`
Alternative APN	`5-0080-7609-00-0105.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Basement Area	2,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A975000081
Old Parcel Number	A975000081
Street Address	2974 FOX BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63301-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX BLUFF EST LOT 105
Legal Range	05E
Legal Township	47N
Legal Subdivision	FOX BLUFF EST
Legal Lot Number	105
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2021
Census Tract	310202

Owner

Source: St. Charles County records · APN A975000081

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	543 OAKHAVEN LN, SAINT LOUIS, MO 63141-7613
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Apr 18, 2001
Deed Document Number	0202194448
Deed Book / Page	2021 / 94448
Record Updated	Jun 08, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2021
Property Address	2974 FOX BLUFF DR, SAINT CHARLES, MO 63301-3719
Document Number	2021R094448
Map Reference	MB 33 PG 315
Instrument Date	Nov 15, 2021
Instrument	2021R-094448
Transaction Type	Transfer
Record Updated	Dec 02, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 HUNTINGTON LN, 22, SAINT LOUIS, MO 63141-7823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 OAKHAVEN LN, CREVE COEUR, MO 63141-7613

Mortgage

Document Number	2021R094449
Date	Nov 17, 2021
Instrument	2021R-094449

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00	$71,719 (+7.89%)	$377,466 (+7.88%)
2023		$66,477
2022			$349,880 Building $349,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 188 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.