San Bernardino County property record for 2974 E Arbor Ln, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 2.5 ba · 2,903 sqft · built 2016 |
| Lot Size | 0.088 acres (3,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Feb 2017) |
| Tax Bill | $8,810 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-201-08-0000 |
| Primary APN | 1073-201-08-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,903 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,308 sqft |
| 2nd Floor Area | 1,595 sqft |
| Family Room | Family Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,825 sqft (0.088 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2974 E ARBOR LN |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-7217 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18075 LOT 8 BOOK 340 PAGE 1 |
| Legal Subdivision | TRACT NO 18075 |
| Legal Tract | 18075 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1908 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Feb 27, 2017 | Grant Deed, Transfer · Conventional Mortgage WHOLESALE CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2017 · Amount on Record |
| Deed Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 201786981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000238324 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-0238324 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Document Number | 0000195565 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-0195565 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Document Number | 0000320734 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | LINEAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2974 E ARBOR LN ONTARIO CA 917627217, ONTARIO, CA 91762-7217 |
| Document Number | 0000320734 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 320734 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Document Number | 0000086981 |
| Map Reference | MAP340 PG1-4 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2017-0086981 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2974 E ARBOR LN, ONTARIO, CA 91762-7217 |
| Document Number | 0000086982 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017-0086982 |
| Name | WHOLESALE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Number | 0000086983 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017-0086983 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,577 (+2%) Land $215,453 Building $400,124 | |
| 2025 | $8,810.00 (+2.98%) Disabled Person's exemption | $603,506 (+4.04%) Land $211,228 Building $392,278 |
| 2023 | $8,555.00 (-0.23%) | $580,070 Land $203,025 Building $377,045 |
| 2022 | $8,575.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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