2974 Crest Wave Dr, Clermont, FL 34711 Property Records

Lake County property record for 2974 Crest Wave Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,781 sqft · built 2022
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Nov 2022)
Tax Bill	$8,692 (2024)
Deeds & Mortgages	Nov 2022 Sale Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-26-0101-000-12500`

Property Details

APN / Parcel Number

Primary APN	`34-22-26-0101-000-12500`
Alternative APN	`3920079`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,781 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920079
Street Address	2974 CREST WAVE DR
City	CLERMONT
State	FL
Zip	34711-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW PHASE II PB 72 PG 61-64 LOT 125 ORB 6049 PG 1237
Legal Subdivision	CRESTVIEW
Legal Phase	2
Legal Lot Number	125
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2974 CREST WAVE DR, CLERMONT, FL 34711-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC
Jun 27, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	2022145256
Deed Book / Page	6049 / 1237
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 4, 2022
Property Address	2974 CREST WAVE DR, CLERMONT, FL 34711-7524
Document Number	0060491237
Book / Page	6049 / 1237
Map Reference	MB 72 PG 61-64
Instrument Date	Oct 28, 2022
Instrument	2022145256
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 LAKOTA MEADOWS DR, LIBERTY TOWNSHIP, OH 45044-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 CREST WAVE DR, CLERMONT, FL 34711-7524

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 27, 2022
Property Address	2974 CREST WAVE DR, CLERMONT, FL 34711-7524
Document Number	0059810802
Book / Page	5981 / 802
Map Reference	MB 72 PG 61-64
Instrument Date	Jun 24, 2022
Instrument	2022087899
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,174.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 CREST WAVE DR, CLERMONT, FL 34711-7524

Mortgage

Document Number	0005981804
Date	Jun 27, 2022
Instrument	5981/804

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$566,300 (+5.66%) Land $155,000 Building $411,300	$574,229 (+7.14%) Land $155,000 Building $419,229
2024	$8,692.00 (-6.42%)
2023	$9,288.00 (+665.7%)	$535,974 (+668.42%)	$535,974 (+668.42%) Land $93,000 Building $442,974
2022	$1,213.00	$69,750	$69,750 Land $69,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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