Harris County property record for 2974 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,884 sqft · built 2014 |
| Lot Size | 0.034 acres (1,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $416,955 (Nov 2020) |
| Tax Bill | $5,203 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-212-001-0032 |
| Primary APN | 129-212-001-0032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Attic | Attic |
| Attic Area | 64 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,474 sqft (0.034 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1292120010032 |
|---|---|
| Street Address | 2974 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 32 BLK 1 COMMERCE AVENUE T/H |
| Legal Subdivision | COMMERCE AVENUE T/H |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 310101 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2974 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Warranty Deed, Transfer ON Q FIN'L |
| Nov 2, 2020 | Vendor's Lien, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 2020528937 |
| Prior Transfer Date | Nov 21, 2014 |
| Prior Transfer Doc | 20140551270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 2, 2020 |
| Property Address | 2974 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000528937 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 528937 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2974 COMMERCE ST HOUSTON TX 770031634, HOUSTON, TX 77003-1634 |
| Document Number | 528938 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 528938 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 2, 2020 |
| Property Address | 2974 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 2020528937 |
| Map Reference | MF 608288 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020-528937 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2974 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 2020528938 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-528938 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,999 (-17.41%) Land $81,070 Building $230,929 | $311,999 (-17.41%) Land $81,070 Building $230,929 | |
| 2025 | $5,203.00 (+3.81%) Homeowner's exemption | $377,747 (+18.47%) Land $58,960 Building $318,787 | $377,747 (+18.47%) Land $58,960 Building $318,787 |
| 2024 | $5,012.00 (+17.1%) | ||
| 2023 | $318,858 Land $58,960 Building $259,898 | $318,858 Land $58,960 Building $259,898 | |
| 2022 | $4,280.00 (-27.93%) | ||
| 2020 | $5,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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