Lincoln County property record for 2974 Cat Square Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,154 sqft · built 1910 |
| Lot Size | 2.47 acres (107,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jan 2023) |
| Tax Bill | $1,198 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2676-87-8216 |
| Primary APN | 2676-87-8216 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 107,898 sqft (2.47 acres) |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 295016 |
|---|---|
| Street Address | 2974 CAT SQUARE RD |
| City | VALE |
| State | NC |
| Zip | 28168-9438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | HOMESITE RD 1002 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70600 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2974 CAT SQUARE RD, VALE, NC 28168-9438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2006 · Amount on Record |
| Deed Document Number | 2023662385 |
| Deed Book / Page | 3222 / 648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2974 CAT SQUARE RD, VALE, NC 28168-9438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2974 CAT SQUARE RD, VALE, NC 28168-9438 |
| Document Number | 0003480131 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 3480/131 |
| Instrument | 705849 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 11, 2023 |
| Property Address | 2974 CAT SQUARE RD, VALE, NC 28168-9438 |
| Document Number | 0003222648 |
| Book / Page | 3222 / 648 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 662385 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10805 FOXMOORE AVE, RICHMOND, VA 23233-1927 |
| Name | Verified Name |
|---|---|
| Address | 2974 CAT SQUARE RD, VALE, NC 28168-9438 |
| Document Number | 0000662386 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 662386 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198.00 (-51.65%) | $169,696 (-55.1%) Land $47,496 Building $122,200 | $169,696 (-55.1%) Land $47,496 Building $122,200 |
| 2023 | $2,478.00 | $377,981 Land $47,496 Building $330,485 | $377,981 Land $47,496 Building $330,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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