2974 Bella Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 2974 Bella Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,861 sqft · built 2007
Lot Size	0.048 acres (2,077 sqft)
Owner	Individual Name on Record
Last Sale	$803,000 (Sep 2025)
Tax Bill	$9,834 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`113-241-161`

Property Details

APN / Parcel Number

Primary APN	`113-241-161`
Alternative APN	`113-241-161-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,861 sqft Living Area
1st Floor Area	802 sqft
2nd Floor Area	502 sqft
Basement Area	557 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cluster
Lot Area	2,077 sqft (0.048 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2974 BELLA DR
City	CONCORD
State	CA
Zip	94519-2680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8815 L74
Legal Subdivision	CENTRE POINTE SUB 8815
Legal Tract	8815
Legal Lot Number	74
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6009
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 DOUGLAS ST, WEST SACRAMENTO, CA 95605-2420
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 29, 2021	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
May 14, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Aug 31, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 9, 2017	Grant Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	202595388
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 17, 2025
Property Address	2974 BELLA DR, CONCORD, CA 94519-2680
Document Number	0000095388
Map Reference	MB 484 PG 42 - 53
Instrument Date	Sep 11, 2025
Instrument	2025- 095388
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 DOUGLAS ST, WEST SACRAMENTO, CA 95605-2420

Mortgage

Document Number	0000095389
Date	Sep 17, 2025
Instrument	2025- 095389

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2021
Property Address	2974 BELLA DR, CONCORD, CA 94519-2680
Document Number	0000186314
Map Reference	MB 484 PG 42-53
Instrument Date	Jun 24, 2021
Instrument	2021-186314
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2974 BELLA DR, CONCORD, CA 94519-2680

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2021
Property Address	2974 BELLA DR, CONCORD, CA 94519-2680
Document Number	0000144521
Map Reference	MB 484 PG 42-53
Instrument Date	May 12, 2021
Instrument	2021-144521
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 BELLA DR, CONCORD, CA 94519-2680
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2974 BELLA DR, CONCORD, CA 94519-2680
Document Number	0000162526
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2974 BELLA DR CONCORD CA 945192680, CONCORD, CA 94519-2680

Mortgage

Document Number	0000162526
Date	Sep 6, 2017
Instrument	162526

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2017
Property Address	2974 BELLA DR, CONCORD, CA 94519-2680
Document Number	0000025311
Instrument Date	Feb 6, 2017
Instrument	25311
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2974 BELLA DR CONCORD CA 945192680, CONCORD, CA 94519-2680

Mortgage

Document Number	25312
Date	Feb 9, 2017
Instrument	25312

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,000 (+0.25%) Land $400,000 Building $403,000
2025	$9,834.00 (+4.44%)	$800,998 (+4.04%) Land $476,269 Building $324,729
2023	$9,416.00 (+1.26%)	$769,896 Land $457,776 Building $312,120
2022	$9,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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