2974 4th St, Wayland, MI 49348 Property Records

Allegan County property record for 2974 4th St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,734 sqft · built 2020
Lot Size	7.58 acres (330,577 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2018)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-022-002-40`

Property Details

APN / Parcel Number

Primary APN	`24-022-002-40`
Alternative APN	`03-24-022-002-40`

Interior

Full Baths	3 Baths
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	330,577 sqft (7.58 acres)
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2974 4TH ST
City	WAYLAND
State	MI
Zip	49348-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT E 1/4 PST TH N 1620' TO POB TH CONT N 500' TH W 661.07' TH S 500' TH E 661.18' TO POB SEC 22 T3N R11W (07).
Legal Range	11W
Legal Township	03N
Legal Section	22
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1021
Census Tract	30501

Owner

2974 4th St is owned and occupied by two individuals who bought it in May 2018.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2974 4TH ST, WAYLAND, MI 49348-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
May 9, 2018	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Nov 7, 2016 · Amount on File
Deed Book / Page	4243 / 953
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	4074/884
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2974 4TH ST, WAYLAND, MI 49348-9521
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4637/520
Date	Jun 25, 2021
Book Page	4637/520

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 9, 2018
Property Address	2974 4TH ST, WAYLAND, MI 49348-9521
Document Number	4243/953
Book / Page	4243 / 953
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 RUDDER LN, 1250, OSPREY, FL 34229-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 DISCOVERY DR, WAYLAND, MI 49348-9128

Tax Assessment & Valuation

The 2025 property tax bill for 2974 4th St was $5,948 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Wayland Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,900 Land $62,900 Building $230,000	$585,800 Land $125,800 Building $460,000
2025	$5,948.00
2023		$250,300 Land $49,000 Building $201,300	$500,600 Land $98,000 Building $402,600
2022	$4,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2974 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2974 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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