Tipton County property record for 2973 Simmons Rd, Drummonds, TN 38023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 1990 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2022) |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084146 01700 |
| Primary APN | 084146 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 806 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 300 ft deep x 147 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 142 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2973 SIMMONS RD |
|---|---|
| City | DRUMMONDS |
| State | TN |
| Zip | 38023-4959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 05, COUNTY AREA: S60 |
| Legal Subdivision | NORTH PARK EST |
| Legal Lot Number | 64 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40100 |
Source: Tipton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Sep 15, 2021 | Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | Sep 15, 2021 · Amount on Record |
| Deed Document Number | 2022255968 |
| Deed Book / Page | 1954 / 725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0002021226 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 2021/226 |
| Instrument | 270732 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Apr 13, 2022 |
| Property Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
| Document Number | 0001954725 |
| Book / Page | 1954 / 725 |
| Map Reference | CAB 2 SL 42&43 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 255968 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
| Document Number | 0000255969 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 255969 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Sep 15, 2021 |
| Property Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
| Document Number | 1922580 |
| Book / Page | 1922 / 580 |
| Map Reference | CAB 2 SL 42&43 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 249266 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2973 SIMMONS RD, DRUMMONDS, TN 38023-4959 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $859.00 (+6.44%) | $56,475 (-) Land $8,000 Building $48,475 | |
| 2023 | $56,475 (+42.7%) Land $8,000 Building $48,475 | ||
| 2022 | $807.00 | $39,575 Land $5,875 Building $33,700 | $158,300 (-29.92%) Land $23,500 Building $134,800 |
| 2020 | $225,900 Land $32,000 Building $193,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Cable | 2,000 / 75 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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