2973 Saddlehorn Dr, Seguin, TX 78155 Property Records

Guadalupe County property record for 2973 Saddlehorn Dr, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,937 sqft · built 2012
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$295,300 (Apr 2013)
Tax Bill	$5,403 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2102600009400000`

Property Details

APN / Parcel Number

Primary APN	`1G2102600009400000`
Alternative APNs	`000000147967` `000000161355` `147967`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	1,838 sqft
2nd Floor Area	10,995 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	121 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2973 SADDLEHORN DR
City	SEGUIN
State	TX
Zip	78155-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK CROSSING #6 LOT 94 0.15 AC
Legal Subdivision	MILL CREEK CROSSING #6
Legal Tract	94
Legal Block	2
Legal Lot Number	94
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2015
Census Tract	210512

Owner

2973 Saddlehorn Dr is owned and occupied by an individual who bought it in April 2013.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2973 SADDLEHORN DR, SEGUIN, TX 78155-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Feb 13, 2020	Deed of Trust, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on File
Deed Sale	Apr 23, 2013 · Amount on File
Prior Sale	Nov 1, 2012
Deed Document Number	20138504
Deed Book / Page	4072 / 300
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2973 SADDLEHORN DR, SEGUIN, TX 78155-2005
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099043482
Date	Dec 21, 2021
Instrument	202199043482

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2973 SADDLEHORN DR, SEGUIN, TX 78155-2005
Document Number	0000004419
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2973 SADDLEHORN DR SEGUIN TX 781552005, SEGUIN, TX 78155-2005

Mortgage

Document Number	0000004419
Date	Feb 21, 2020
Instrument	4419

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2973 Saddlehorn Dr was $5,403 with a homeowner's exemption, down 24.7% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Seguin City
Unified School District	Navarro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,772 (+15.23%) Land $49,181 Building $348,591	$397,772 (+15.23%) Land $49,181 Building $348,591
2025	$5,403.00 (-24.75%) Homeowner's exemption	$345,184 Land $47,298 Building $297,886	$345,184 Land $47,298 Building $297,886
2024	$7,180.00 (+10.39%)
2023	$6,504.00 (-10.09%) Homeowner's exemption	$427,034 Land $62,664 Building $364,370	$427,034 Land $62,664 Building $364,370
2022	$7,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2973 Saddlehorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2973 Saddlehorn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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