Hamilton County property record for 2973 Pineridge Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,650 sqft · built 1963 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (May 2024) |
| Tax Bill | $10,713 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0007-0026-00 |
| Primary APN | 046-0007-0026-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| 2nd Floor Area | 1,305 sqft |
| Basement Area | 1,345 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 116 ft deep x 195 ft wide |
| Garage Type | Basement |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 692 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2973 PINERIDGE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAXTON AVE 85 X 116 PTS LOTS 70-71 FAXON HILLS SUB SEC 3 BLK A PARS 26-27 CONS |
| Legal Subdivision | FAXON HILLS SUB |
| Legal Block | A |
| Legal Lot Number | 70-71 71 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 4900 |
2973 Pineridge Ave is owned and occupied by an individual who bought it in May 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 15, 2021 | Intrafamily Transfer, Transfer |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| May 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| May 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Prior Sale | Mar 15, 2021 |
| Deed Document Number | 0000033237 |
| Deed Book / Page | 15169 / 1136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8170 N CLIPPINGER DR, CINCINNATI, OH 45243-2704 |
| Document Number | 0000017633 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 15126/682 |
| Instrument | 2024-0017633 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000041976 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14389/88 |
| Instrument | 2021-0041976 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 15, 2021 |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Number | 0000032192 |
| Book / Page | 14374 / 1073 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-0032192 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Number | 0000035369 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2973 PINERIDGE AVE CINCINNATI OH 452082863, CINCINNATI, OH 45208-2863 |
| Document Number | 0000035369 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 014148/000094 |
| Instrument | 35369 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Number | 0000034125 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2973 PINERIDGE AVE CINCINNATI OH 452082863, CINCINNATI, OH 45208-2863 |
| Document Number | 0000034125 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 013910/002534 |
| Instrument | 34125 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2018 |
| Property Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Number | 0000001552 |
| Instrument Date | May 4, 2018 |
| Instrument | 18-0041552 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,581.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2973 PINERIDGE AVE, CINCINNATI, OH 45208-2863 |
| Document Number | 0000001553 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 18-0041553 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 2973 Pineridge Ave was $10,713, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,713.00 (+3.13%) | $173,362 (-) Land $63,434 Building $109,928 | |
| 2024 | $10,388.00 (-2.2%) | $173,362 (-) Land $63,434 Building $109,928 | |
| 2023 | $10,622.00 (-15.61%) | $173,362 (-6.01%) Land $63,434 Building $109,928 | $495,320 Land $181,240 Building $314,080 |
| 2022 | $12,587.00 Homeowner's exemption | $184,450 Land $60,200 Building $124,250 | |
| 2020 | $527,000 Land $172,000 Building $355,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2973 Pineridge Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2973 Pineridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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