2973 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2973 Nottel Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,855 sqft · built 2021
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$445,100 (May 2021)
Tax Bill	$12,043 (2025)
Deeds & Mortgages	Mar 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-3429-0001-2900`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3429-0001-2900`
Alternative APN	`263120342900012900`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,855 sqft Living Area
Gross Area	4,643 sqft
1st Floor Area	1,945 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	609 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2973 NOTTEL DR
City	SAINT CLOUD
State	FL
Zip	34772-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 290
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Lot Number	290
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2973 NOTTEL DR, SAINT CLOUD, FL 34772-8767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
May 11, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Deed Document Number	202172499
Deed Book / Page	5955 / 2271
Last Transfer Date	Feb 26, 2022
Transfer Doc	0061672220
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	2973 NOTTEL DR, SAINT CLOUD, FL 34772-8767
Document Number	0061672220
Book / Page	6167 / 2220
Map Reference	MB 29 PG 5
Instrument Date	Feb 26, 2022
Instrument	2022038196
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2973 NOTTEL DR, SAINT CLOUD, FL 34772-8767

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 11, 2021
Property Address	2973 NOTTEL DR, SAINT CLOUD, FL 34772-8767
Document Number	0059552271
Book / Page	5955 / 2271
Map Reference	MB 29 PG 5
Instrument Date	May 8, 2021
Instrument	2021072499
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15192 TOURAINE WAY, IRVINE, CA 92604-3173

Mortgage

Document Number	0059552275
Date	May 11, 2021
Instrument	5955/2275

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,043.00 (+3.28%)	$576,900 (+1.07%) Land $100,000 Building $476,900	$576,900 (+1.07%) Land $100,000 Building $476,900
2024	$11,660.00 (+6.53%)
2023	$10,945.00 (+12.45%)	$570,800 (+26.14%) Land $95,000 Building $475,800	$570,800 (+26.14%) Land $95,000 Building $475,800
2022	$9,733.00	$452,500 Land $80,000 Building $372,500	$452,500 Land $80,000 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Lumen Technologies.

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