2973 Lowery Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2973 Lowery Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1961
Lot Size	0.23 acres (10,050 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Oct 1999)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-21-31-5CC-0C00-0090`

Property Details

APN / Parcel Number

Primary APN	`27-21-31-5CC-0C00-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	10,050 sqft (0.23 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	693 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2973 LOWERY DR
City	OVIEDO
State	FL
Zip	32765-9071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK C SEMINOLE TERRACE REPLAT PB 11 PG 29
Legal Range	31E
Legal Township	21S
Legal Section	27
Legal Subdivision	SEMINOLE TERRACE REPLAT
Legal Block	C
Legal Lot Number	9
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2005
Census Tract	21320

Owner

2973 Lowery Dr is owned and occupied by an individual who acquired it in December 2020.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2973 LOWERY DR, OVIEDO, FL 32765-9071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1999 · Amount on File
Deed Sale	Oct 5, 1999 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Document Number	0037340305
Deed Book / Page	2721
Last Transfer Date	Dec 2, 2020
Transfer Doc	0097770290
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 2, 2020
Property Address	2973 LOWERY DR, OVIEDO, FL 32765-9071
Document Number	0097770290
Book / Page	009777 / 000290
Instrument Date	Nov 30, 2020
Instrument	138845
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2973 LOWERY DR OVIEDO FL 327659071, OVIEDO, FL 32765-9071

Tax Assessment & Valuation

The 2025 property tax bill for 2973 Lowery Dr was $1,607 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 Homeowner's exemption	$153,879	$257,707 Land $76,388 Building $181,319
2023	$1,706.00 (+3.02%) Homeowner's exemption	$145,186 (+3%)	$235,600 (+13.91%) Land $89,119 Building $146,481
2022	$1,656.00 Homeowner's exemption	$140,957	$206,821 Land $61,838 Building $144,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2973 Lowery Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2973 Lowery Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20