2973 Ironstone Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2973 Ironstone Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2020
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$805,000 (Apr 2021)
Tax Bill	$11,735 (2026)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`253-520-320-000`

Property Details

APN / Parcel Number

Primary APN	`253-520-320-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2973 IRONSTONE DR
City	TRACY
State	CA
Zip	95377-8158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 81 TRACY HILLS VILLAGE 7A, TRACT 3955
Legal Subdivision	TRACY HILLS VILLAGE 7A
Legal Tract	3955
Legal Block	1
Legal Lot Number	81
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1043
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 14, 2021	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Oct 22, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI REALI LNS
Mar 19, 2020	Deed of Trust, Mortgage PIVOTAL CAP GROUP II
Feb 12, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	202165281
Last Transfer Date	Jun 21, 2024
Transfer Doc	0000058192
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2021
Property Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Document Number	0000065280
Map Reference	MB 43 PG 50
Instrument Date	Apr 7, 2021
Instrument	2021-065280
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 IRONSTONE DR, TRACY, CA 95377-8158

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2021
Property Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Document Number	0000065281
Map Reference	MB 43 PG 50
Instrument Date	Apr 2, 2021
Instrument	2021-065281
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 IRONSTONE DR, TRACY, CA 95377-8158

Mortgage

Document Number	0000065282
Date	Apr 14, 2021
Instrument	2021-065282

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 22, 2020
Property Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Document Number	0000141643
Instrument Date	Oct 13, 2020
Instrument	141643
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2973 IRONSTONE DR TRACY CA 953778158, TRACY, CA 95377-8158

Mortgage

Document Number	141644
Date	Oct 22, 2020
Instrument	141644

Lender

Name	REALI LNS
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Document Number	0000038123
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 MARINERS ISLAND BLVD #210 SAN MATEO CA 944045059, 210, SAN MATEO, CA 94404-5059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038123
Date	Mar 26, 2020
Instrument	38123

Lender

Name	PIVOTAL CAP GROUP II
Type	Funding / Finance Company
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 12, 2020
Property Address	2973 IRONSTONE DR, TRACY, CA 95377-8158
Document Number	0000018896
Instrument Date	Dec 9, 2019
Instrument	18896
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$597.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 MARINERS ISLAND BLVD #210 SAN MATEO CA 944045059, 210, SAN MATEO, CA 94404-5059

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,735.00 (-3.89%)
2025	$12,210.00 (+4.78%)	$871,355 (+4.04%) Land $259,782 Building $611,573
2023	$11,653.00 (+1.9%) Homeowner's exemption	$837,522 Land $249,696 Building $587,826	$858,330
2022	$11,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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