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2973 Garden Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2973 Garden Ter NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,160 sqft · built 1962
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$169,500 (Jul 2021)
Tax Bill$3,174 (2025)
Deeds & MortgagesMar 2026 Sale
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-25-FO-38-23

Property Details

APN / Parcel Number

Primary APN28-37-25-FO-38-23
Alternative APNs
  • 28-37-25-FO-00038.0-0023.00
  • 2833132

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area1,550 sqft
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
PorchScreened/Unfinished Porch
Porch Area170 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemGravity Furnace

Location & Zoning

Account Number2833132
Street Address2973 GARDEN TER NE
CityPALM BAY
StateFL
Zip32905-5621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 4 LOT 23 BLK 38
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 4
Legal Block38
Legal Lot Number23
Legal Unit4
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4012
Census Tract65201

Owner

2973 Garden Ter NE is owned by a company that bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Special Warranty Deed, Transfer
TITLE VEST, TITLEVEST
Mar 24, 2023Special Warranty Deed, Transfer
NOT AVAILABLE, BCHH
Jul 12, 2021Warranty Deed, Transfer
NOT AVAILABLE, GLOBAL CLOSING SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2021 · Amount on File
Deed SaleJul 12, 2021 · Amount on File
Prior SaleJun 27, 2006 · Amount on File
Deed Document Number2021180026
Deed Book / Page9186 / 2201
Prior Transfer DateNov 18, 2009
Prior Transfer Doc0060722360
Record UpdatedSep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBREVARD FL
Recording DateMar 31, 2026
Property Address2973 GARDEN TER NE, PALM BAY, FL 32905-5621
Document Number0105860003
Book / Page10586 / 3
Map ReferenceMB 14 PG 18-23
Instrument DateMar 26, 2026
Instrument2026064186
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyTITLE VEST, TITLEVEST

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address401 CONGRESS AVE # AVE33RD, AVE33RD, AUSTIN, TX 78701-4071

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CONGRESS AVE, AUSTIN, TX 78701-3542
InvestorPossibly a Property Investor

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBREVARD FL
Recording DateMar 24, 2023
Property Address2973 GARDEN TER NE, PALM BAY, FL 32905-5621
Document Number0097460439
Book / Page9746 / 439
Map ReferenceMB 14 PG 184-23
Instrument DateMar 17, 2023
Instrument2023057874
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanyNOT AVAILABLE, BCHH

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 12, 2021
Property Address2973 GARDEN TER NE, PALM BAY, FL 32905-5621
Document Number0091862201
Book / Page9186 / 2201
Map ReferenceMB 14 PG 18-23
Instrument DateJun 23, 2021
Instrument2021180026
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyNOT AVAILABLE, GLOBAL CLOSING SOLUTIONS LLC

Transaction

AmountAmount on Record
Tax$1,186.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 MANDARIN DR NE, 900, PALM BAY, FL 32905-4707

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2973 Garden Ter NE was $3,174, down 2.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,090 (-3.84%)$165,090 (-3.84%)
2025$3,174.00 (-2.28%)$171,690$171,690
2024$3,248.00 (+0.09%)
2023$3,245.00 (+10.37%)$176,340 (+14.36%) Land $35,000 Building $141,340$176,340 (+14.36%) Land $35,000 Building $141,340
2022$2,940.00$154,200 Land $35,000 Building $119,200$154,200 Land $35,000 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2973 Garden Ter NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2973 Garden Ter NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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