2973 Cedro Ln, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 2973 Cedro Ln, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,713 sqft · built 1966
Lot Size	0.298 acres (12,980 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142-263-010-1`

Property Details

APN / Parcel Number

Primary APN	`142-263-010-1`
Alternative APN	`142-263-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,713 sqft Living Area
1st Floor Area	1,538 sqft
2nd Floor Area	1,175 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1968
Lot Area	12,980 sqft (0.298 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2973 CEDRO LN
City	WALNUT CREEK
State	CA
Zip	94598-3847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3022 19
Legal Subdivision	SUBDIVISION 3022
Legal Tract	3022
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	338301

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 24, 2021	Intrafamily Transfer, Transfer
Sep 24, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000266378
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	CHICAGO TITLE-GALVESTON, CHICAGO TITLE PLEASANTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847

Mortgage

Document Number	0000035638
Date	Apr 17, 2024
Instrument	2024-035638

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	633 Months
Due	Jan 27, 2077

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 24, 2021
Property Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847
Document Number	0000266378
Map Reference	MB 109 PG 11
Instrument Date	Aug 25, 2021
Instrument	2021-266378
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 24, 2021
Property Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847
Document Number	0000266377
Map Reference	MB 109 PG 11
Instrument Date	Aug 25, 2021
Instrument	2021-266377
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 24, 2021
Property Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847
Document Number	0000266376
Map Reference	MB 109 PG 11
Instrument Date	Aug 25, 2021
Instrument	2021-266376
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2973 CEDRO LN, WALNUT CREEK, CA 94598-3847

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$182,912 (+2%) Land $48,077 Building $134,835
2025	$2,788.00 (+4.89%) Homeowner's exemption	$179,327 (+4.04%) Land $47,135 Building $132,192
2023	$2,658.00 (+0.91%) Homeowner's exemption	$172,364 Land $45,305 Building $127,059
2022	$2,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

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