Clay County property record for 2973 252nd Ave, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,358 sqft · built 1900 |
| Lot Size | 0.372 acres (16,220 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $402 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 973615351022 |
| Primary APN | 973615351022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 302 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,220 sqft (0.372 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2973 252ND AVE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 MULTI- |
| Legal Description | LOTS 1-3; PT 4-7 8 O.P. EXC PARCEL C |
| Legal Range | 36W |
| Legal Township | 97N |
| Legal Section | 15 |
| Legal Subdivision | LANGDON |
| Legal Lot Number | 1-3 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | MEADOW |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 80100 |
2973 252nd Ave is owned and occupied by an individual.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2973 252ND AVE, SPENCER, IA 51301-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 2973 252ND AVE, SPENCER, IA 51301-7578 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017 1425 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 2017/1425 |
| Instrument | 2017 1425 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2973 252nd Ave was $402 with exemptions applied, up 2.6% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $402.00 (+2.55%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $67,200 Land $6,150 Building $61,050 | $67,200 Land $6,150 Building $61,050 |
| 2024 | $392.00 | ||
| 2023 | $62,890 (+26.87%) Land $6,150 Building $56,740 | $62,890 Land $6,150 Building $56,740 | |
| 2022 | $570.00 Homeowner's exemption | $49,570 Land $6,150 Building $43,420 | |
| 2021 | $49,570 Land $6,150 Building $43,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2973 252nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2973 252nd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Verizon.
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