2972 Wallace Lake Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2972 Wallace Lake Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,663 sqft · built 2011
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Apr 2020)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-30-0000-00157-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-30-0000-00157-0000`
Alternative APN	`N302130000001570000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,663 sqft Living Area
Gross Area	5,673 sqft
1st Floor Area	3,663 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	214 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2972 WALLACE LAKE RD
City	MILTON
State	FL
Zip	32571-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2020 PARCEL #40 OF TAMRELL FOREST UNREC SUB DES AS: COM AT NW CORNER OF SECTION 13 TOWNSHIP 2 NORTH RANGE 30 WEST THN S152'54W 4956. 85 FT THN N7740'48E 1628.19 FT THN N7241'57E 1167.85 FT THN N5849'11E 586.16 FT THN N70*
Legal Range	30W
Legal Township	2N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1007
Census Tract	10302

Owner

2972 Wallace Lake Rd is owned and occupied by an individual who acquired it in May 2026.

Source: Santa Rosa County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2972 WALLACE LAKE RD, MILTON, FL 32571-9176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Document Number	202020536
Deed Book / Page	3945 / 1343
Last Transfer Date	May 22, 2026
Transfer Doc	0000026598
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 27, 2026
Property Address	2972 WALLACE LAKE RD, MILTON, FL 32571-9176
Document Number	0000026592
Book / Page	4748 / 1186
Instrument Date	May 22, 2026
Instrument	202626592
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2972 WALLACE LAKE RD, MILTON, FL 32571-9176

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2020
Property Address	2972 WALLACE LAKE RD, PACE, FL 32571-9176
Document Number	0039451343
Book / Page	3945 / 1343
Instrument Date	Apr 30, 2020
Instrument	202020536
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2972 WALLACE LAKE RD, 2972, PACE, FL 32571-9176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 132, CANTONMENT, FL 32533-0132

Mortgage

Document Number	0039451346
Date	Apr 30, 2020
Instrument	3945/1346

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2972 WALLACE LAKE RD, PACE, FL 32571-9176
Document Number	0038061769
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2972 WALLACE LAKE RD PACE FL 325719176, PACE, FL 32571-9176

Mortgage

Document Number	0038061769
Date	Feb 27, 2019
Book Page	003806/001769
Instrument	7447

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2972 Wallace Lake Rd was $3,968 with a homeowner's exemption, up 6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,968.00 (+6.01%) Homeowner's exemption	$333,572 (+5.18%)	$403,054 (+14.19%) Land $56,650 Building $346,404
2024	$3,743.00 (+6.55%) Homeowner's exemption	$317,142 (+3%)	$352,956 (+0.49%) Land $51,500 Building $301,456
2023	$3,513.00 (+2.51%) Homeowner's exemption	$307,905 (+3%)	$351,252 (+0.32%) Land $51,500 Building $299,752
2022	$3,427.00 Homeowner's exemption	$298,937	$350,130 Land $51,500 Building $298,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2972 Wallace Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 Wallace Lake Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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