Oglethorpe County property record for 2972 Union Point Rd, Union Point, GA 30669
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 3,086 sqft · built 1900 |
| Lot Size | 34.4 acres (1,501,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Dec 2025) |
| Tax Bill | $3,265 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084 003 |
| Primary APN | 084 003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,086 sqft Heated Area |
| 1st Floor Area | 1,126 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,501,513 sqft (34.4 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 630 sqft |
| Patio Area | 30 sqft |
| Storage Building | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3326 |
|---|---|
| Street Address | 2972 UNION POINT RD |
| City | UNION POINT |
| State | GA |
| Zip | 30669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A2 |
| Legal Description | HOUSE/34.47 ACRES |
| Legal Subdivision | BROWNING ADAIR & FRANCINE ADAI |
| Jurisdiction | OGLETHORPE GA |
| Township / Civil Division | MAXEYS |
| Census Block Group | 1 |
| Census Block | 1159 |
| Census Tract | 960300 |
2972 Union Point Rd, a rural home, is owned and occupied by two individuals who bought it in December 2025.
Source: Oglethorpe County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Jan 26, 2005 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 2, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED CREDIT UNION |
| Jan 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on File |
| Deed Sale | Dec 2, 2025 · Amount on File |
| Prior Sale | May 6, 1999 · Amount on File |
| Deed Book / Page | 217 / 371 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 000144/302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Property Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00000071/3 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 71/3 |
| Instrument | 000313 |
| Name | NATION STAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Property Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00016M/348 |
|---|---|
| Date | Jan 26, 2005 |
| Book Page | 16M/348 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2029 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Recording Date | Dec 2, 2025 |
| Property Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Document Number | 000217/371 |
| Book / Page | 217 / 371 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Document Number | 0000217382 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 217/382 |
| Name | ASSOCIATED CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Recording Date | Jan 12, 2021 |
| Property Address | 2972 UNION POINT RD, UNION POINT, GA 30669 |
| Document Number | 000144/302 |
| Book / Page | 144 / 302 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-000062 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 710081, MAXEYS, GA 30671-0081 |
The 2025 property tax bill for 2972 Union Point Rd was $3,265 with a homeowner's exemption.
Source: Oglethorpe County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Oglethorpe County |
| Unified School District | Oglethorpe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,265.00 Homeowner's exemption | $138,280 Land $19,880 Building $118,400 | $345,700 Land $49,700 Building $296,000 |
| 2023 | $3,451.00 (+0.82%) Homeowner's exemption | $136,520 (+20.4%) Land $19,040 Building $117,480 | $341,300 (+20.4%) Land $47,600 Building $293,700 |
| 2022 | $3,423.00 | $113,388 Land $19,040 Building $94,348 | $283,470 Land $47,600 Building $235,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2972 Union Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2972 Union Point Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures