2972 S Spruce Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 2972 S Spruce Ave, White Cloud, MI 49349

Property Summary

Property TypeSingle Family Home
Lot Size11 acres (479,160 sqft)
Owner2 Individual Names on File
Last Sale$439,900 (Oct 2023)
Tax Bill$11,652 (2025)
Flood ZoneZone X (minimal risk)
APN15-22-300-010

Property Details

APN / Parcel Number

Primary APN15-22-300-010

Exterior

Lot Area479,160 sqft (11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2972 S SPRUCE AVE
CityWHITE CLOUD
StateMI
Zip49349-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionNW 1/4 SW 1/4 EXC W 440 FT OF N 3/4 THEREOF. 30A M/L SEC 22, T13N R12W
Legal Range12W
Legal Township13N
Legal Section22
JurisdictionNEWAYGO MI
Township / Civil DivisionEVERETT
Census Block Group3
Census Block3040
Census Tract970700

Owner

2972 S Spruce Ave is owned by two individuals who bought it in October 2023.

Source: Newaygo County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address8107 18TH ST, KENOSHA, WI 53144-7106
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2023 · Amount on File
Deed SaleOct 27, 2023 · Amount on File
Prior SaleMar 20, 2014 · Amount on File
Prior Transfer DateJul 11, 2006
Prior Transfer Doc0422000992
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2972 S Spruce Ave was $11,652.

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
County SubdivisionEverett Township
Unified School DistrictWhite Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,700$523,400
2025$11,652.00
2023$178,000$356,000
2022$4,912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2972 S Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 S Spruce Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Spruce Ave

Nearby Streets

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