2972 Plateau Rd, Vale, NC 28168 Property Records

Lincoln County property record for 2972 Plateau Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Lot Size	3.83 acres (167,227 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Jan 2022)
Tax Bill	$252 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2696-31-7780`

Property Details

APN / Parcel Number

Primary APN	`2696-31-7780`
Alternative APNs	`269600317780` `289330` `13125`

Exterior

Lot Area	167,227 sqft (3.83 acres)

Location & Zoning

Account Number	289330
Old Parcel Number	269600317780
Street Address	2972 PLATEAU RD
City	VALE
State	NC
Zip	28168-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	#6 H LYNCH LD RD1208
Legal Subdivision	OLD HENRY LYNCH PROP 06
Legal Block	31
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1003
Census Tract	70600

Owner

2972 Plateau Rd is owned by an individual who bought it in January 2022.

Source: Lincoln County records, as of November 17, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2972 PLATEAU RD, VALE, NC 28168-7717
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Mar 26, 2020	Deed of Trust, Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Deed Document Number	0003131573
Deed Book / Page	3131 / 573
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 28, 2022
Property Address	PLATEAU RD, VALE, NC 28168
Document Number	0003131573
Book / Page	3131 / 573
Map Reference	MB 10 PG 292
Instrument Date	Jan 28, 2022
Instrument	646639
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NORTH CAROLINA TITLE CENTER, NORTH CAROLINA TITLE CTR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 COLLEGE AVE, WASHINGTON, NC 27889-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 PLATEAU RD, VALE, NC 28168-7717

Mortgage

Document Number	0000646640
Date	Jan 28, 2022
Instrument	646640

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2972 PLATEAU RD, VALE, NC 28168-7717
Document Number	2895251
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PLATEAU RD VALE NC 28168, VALE, NC 28168

Mortgage

Document Number	2895251
Date	Apr 1, 2020
Book Page	002895/000251
Instrument	606685

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$252.00	$40,448 Land $38,737 Building $1,711	$40,448 Land $38,737 Building $1,711

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2972 Plateau Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 Plateau Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	10 / 1
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Plateau Rd

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