2972 Pine Crest Ln, Sayner, WI 54560 Property Records

Vilas County property record for 2972 Pine Crest Ln, Sayner, WI 54560

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (Oct 2008)
Tax Bill	$249 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-533-12`

Property Details

APN / Parcel Number

Primary APN	`20-533-12`
Alternative APN	`1 OL 9-16`

Exterior

Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Street Address	2972 PINE CREST LN
City	SAYNER
State	WI
Zip	54560-9686
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PRT OL 9 RITZMORE PLAT LOT 11
Legal Range	08E
Legal Township	41N
Legal Section	31
Legal Lot Number	11
Jurisdiction	VILAS WI
Township / Civil Division	PLUM LAKE
Census Block Group	1
Census Block	1005
Census Tract	950700

Owner

Source: Vilas County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2972 PINE CREST LN, SAYNER, WI 54560-9686
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSBRIDGE COMMUNITY BANK
Feb 11, 2022	Warranty Deed, Transfer VILAS TITLE SERVICE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2008 · Amount on Record
Deed Sale	Oct 1, 2008 · Amount on Record
Deed Document Number	2008469924
Deed Book / Page	1584 / 622
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	2972 PINE CREST LN, SAYNER, WI 54560-9686
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 PINE CREST LN, SAYNER, WI 54560-9686

Mortgage

Document Number	0000618838
Date	Sep 30, 2025
Instrument	618838

Lender

Name	CROSSBRIDGE COMMUNITY BANK
Type	Bank
Address	TOMAHAWK, WI 54487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	2
Max Rate	12.5%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Feb 11, 2022
Property Address	SAYNER, WI 54560
Document Number	0000591290
Instrument Date	Jan 24, 2022
Instrument	591290
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Plum Lake Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$249.00 (-9.45%)	$44,300 (+75.1%) Land $44,300
2023	$275.00	$25,300 Land $25,300
2022			$36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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