2972 Palace Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 2972 Palace Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 6,310 sqft · built 1995
Lot Size0.95 acres (41,382 sqft)
OwnerOwner Name on File
Tax Bill$13,023 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-05-009-008.000-018

Property Details

APN / Parcel Number

Primary APN29-13-05-009-008.000-018
Alternative APNs
  • 291305009008000034
  • 1713050009008000

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Plumbing Fixtures25 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area6,310 sqft Living Area
1st Floor Area2,974 sqft
2nd Floor Area1,539 sqft
Basement Area2,698 sqft
Finished Basement1,797 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions242 ft deep x 78 ft wide
Garage TypeAttached
Garage Area886 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1713050009008000
Old Parcel Number291305009008000034
Street Address2972 PALACE CT
CityCARMEL
StateIN
Zip46032-9475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .95, SECTION 5, TOWNSHIP 17, RANGE 3, KINGS MILL, SECTION 1, LOT 7
Legal Range03
Legal Township17
Legal Section05
Legal SubdivisionKINGS MILL SEC 01
Legal Block1
Legal Lot Number7
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2033
Census Tract111010

Owner

The current owner of 2972 Palace Ct acquired it in May 2012.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordOwner Name on File
Mailing Address2972 PALACE CT, CARMEL, IN 46032-9475
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2012
Deed SaleMay 21, 2012
Deed Document Number0000027320
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2972 PALACE CT, CARMEL, IN 46032-9475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038771
DateJun 23, 2020
Instrument2020038771
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,126,000 (-0.24%) Land $266,900 Building $859,100$1,126,000 (-0.24%) Land $266,900 Building $859,100
2024$13,023.00 (+17.83%)$1,128,700 (+16.92%) Land $266,900 Building $861,800$1,128,700 (+16.92%) Land $266,900 Building $861,800
2023$11,052.00 (+26.96%) Homeowner's exemption$965,400 (+27.75%) Land $208,400 Building $757,000$965,400 (+27.75%) Land $208,400 Building $757,000
2022$8,705.00 Homeowner's exemption$755,700 Land $208,400 Building $547,300$755,700 Land $208,400 Building $547,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2972 Palace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2972 Palace Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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