2972 NW Celilo Ln, Bend, OR 97703 Property Records

Deschutes County property record for 2972 NW Celilo Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,620 sqft · built 2017
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Oct 2017)
Tax Bill	$10,803 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171136 BB 06400`

Property Details

APN / Parcel Number

Primary APN	`171136 BB 06400`
Alternative APN	`274629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
1st Floor Area	2,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	674 sqft

Location & Zoning

Account Number	274629
Street Address	2972 NW CELILO LN
City	BEND
State	OR
Zip	97703-2271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1066 SUBD:NORTHWEST CROSSING PHASE 29 SEC/TWN/RNG/MER:SEC 36 TWN 17 RNG 11 MAP REF:171136-BB
Legal Range	11
Legal Township	17
Legal Section	36
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	NORTHWEST CROSSING PHASE 29
Legal Lot Number	1066
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3041
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2972 NW CELILO LN, BEND, OR 97703-2271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Oct 12, 2017	Warranty Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	2017-40901
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2972 NW CELILO LN, BEND, OR 97703-2271
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055331
Date	Sep 28, 2021
Instrument	2021-55331

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 12, 2017
Property Address	2972 NW CELILO LN, BEND, OR 97703-2271
Document Number	0000040901
Map Reference	CAB I PG250
Instrument Date	Oct 11, 2017
Instrument	2017-40901
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 NE MONTEREY LN, ISSAQUAH, WA 98029-3612

Mortgage

Document Number	0000040902
Date	Oct 12, 2017
Instrument	2017-40902

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,803.00 (+3.93%)	$639,400 (+3%)	$1,744,460 (+3.14%) Land $451,900 Building $1,292,560
2024	$10,394.00 (+7.88%)	$620,780 (+3%)	$1,691,430 (+4.82%) Land $451,900 Building $1,239,530
2023	$9,635.00	$602,700	$1,613,650 Land $479,500 Building $1,134,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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