2972 Lawrence Ln, Escondido, CA 92025 Property Records

San Diego County property record for 2972 Lawrence Ln, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,689 sqft · built 1982
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Tax Bill	$2,285 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-150-29-00`

Property Details

APN / Parcel Number

Primary APN	`239-150-29-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,689 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	31,799 sqft (0.73 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2972 LAWRENCE LN
City	ESCONDIDO
State	CA
Zip	92025-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	POR TR 001415
Legal Subdivision	OAKS
Legal Tract	001415
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jul 15, 2020	Quit Claim Deed, Transfer TIMIOS TITLE INC
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2020
Transfer Doc	0000377353
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713

Mortgage

Document Number	0000116785
Date	May 4, 2023
Instrument	2023-0116785

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713
Document Number	0000377353
Instrument Date	Jul 9, 2020
Instrument	2020-0377353
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713

Mortgage

Document Number	0000377354
Date	Jul 15, 2020
Instrument	2020-0377354

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713
Document Number	0000377355
Instrument Date	Jul 9, 2020
Instrument	377355
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2972 LAWRENCE LN ESCONDIDO CA 920257713, ESCONDIDO, CA 92025-7713

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2972 LAWRENCE LN, ESCONDIDO, CA 92025-7713
Document Number	0000387575
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2972 LAWRENCE LN ESCONDIDO CA 920257713, ESCONDIDO, CA 92025-7713

Mortgage

Document Number	0000387575
Date	Sep 18, 2018
Instrument	387575

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,695 (+2%) Land $103,935 Building $100,760
2025	$2,285.00 (+4.62%) Homeowner's exemption	$200,683 (+4.04%) Land $101,898 Building $98,785
2023	$2,184.00 (+1.3%) Homeowner's exemption	$192,892 Land $97,942 Building $94,950
2022	$2,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-A) serves 5,016 people · EPA ID CA3710044
Water Source	Purchased surface water from CITY OF ESCONDIDO
Last State Inspection	Nov 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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