2972 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 2972 Hwy 182, Jay, FL 32565 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,680 sqft · built 1955
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Mar 2006)
Tax Bill	$586 (2024)
Flood Zone	Zone X (minimal risk)
APN	`12-3N-30-0000-01600-0000`

Property Details

APN / Parcel Number

Primary APN	`12-3N-30-0000-01600-0000`
Alternative APN	`N303120000016000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,680 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	128 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2972 HIGHWAY 182
City	JAY
State	FL
Zip	32565-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE CORN THN S8945 1 W 660 .30 FT THN N 37.48 FT TO N R/W OF HWY 182 THN N884350E 157 .02 FT TO POB THN N 161.70 FT THN N884350E 237.60 FT THN S 161.709 FT THN S884350W 237.60 FT TO POB AS DES IN OR 2577 PG 2016
Legal Range	30W
Legal Township	3N
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	4
Census Block	4029
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 12-3N-30-0000-01600-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2972 HIGHWAY 182, JAY, FL 32565-7321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2006 · Amount on Record
Deed Sale	Mar 16, 2006 · Amount on Record
Deed Document Number	200614854
Deed Book / Page	2577 / 2016
Prior Transfer Date	Mar 13, 2004
Prior Transfer Doc	0025772016
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,035 (+100.08%) Land $20,240 Building $139,795	$160,035 (+0.81%) Land $20,240 Building $139,795
2024	$586.00 (+3.72%) Homeowner's exemption	$79,985 (+3%)	$158,756 (+4.71%) Land $22,000 Building $136,756
2023	$565.00 (+3.67%) Homeowner's exemption	$77,655 (+3%)	$151,622 (+8.5%) Land $16,720 Building $134,902
2022	$545.00 Homeowner's exemption	$75,393	$139,748 Land $12,320 Building $127,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 752 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.