2972 E 1400th St, Loraine, IL 62349 Property Records

Adams County property record for 2972 E 1400th St, Loraine, IL 62349

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2024)
Tax Bill	$2,641 (2024)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060005900000`

Property Details

APN / Parcel Number

Primary APN	`060005900000`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	2972 E 1400TH ST
City	LORAINE
State	IL
Zip	62349-3011
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	NE SEC 06 2N7W 20A E OF RD S 1/2 NE SEC 6
Legal Range	07W
Legal Township	02N
Legal Section	06
Jurisdiction	ADAMS IL
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2010
Census Tract	10100

Owner

Source: Adams County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2972 E 1400TH ST, LORAINE, IL 62349-3011
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit COMPEER FINANCIAL FLCA
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2024633
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Recording Date	May 4, 2026
Property Address	2972 E 1400TH ST, LORAINE, IL 62349-3011
Document Number	2026R02571
Instrument Date	May 4, 2026
Instrument	20262571
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 E 1400TH ST, LORAINE, IL 62349-3011

Mortgage

Document Number	0000002571,
Date	May 4, 2026
Instrument	20262571

Lender

Name	COMPEER FINANCIAL FLCA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Feb 1, 2024
Property Address	2972 E 1400TH ST, LORAINE, IL 62349-3011
Document Number	2024R00633
Instrument Date	Jan 31, 2024
Instrument	2024R-00633
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2972 E 1400TH ST, LORAINE, IL 62349-3011

Mortgage

Document Number	2024R00634
Date	Feb 1, 2024
Instrument	2024R-00634

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	2024R00635
Date	Feb 1, 2024
Instrument	2024R-00635

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2044

Interest

Rate Type	Adjustable Rate
Rate	1.5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Keene Township
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$47,040 (+23.99%) Land $6,120 Building $40,920
2024	$2,641.00 (+111.62%)
2022		$37,940 Land $3,960 Building $33,980
2021	$1,248.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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