2972 del Rio Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2972 del Rio Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,453 sqft · built 1930
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2025)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084310-0110`

Property Details

APN / Parcel Number

Primary APN	`084310-0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,453 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,319 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Exterior Material	Hardboard
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2972 DEL RIO DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	HIGH SCHOOL ESTS UT 1 LOTS 11 & 12 BLK 2 (LOT 12 RE-SUB) OR6219/618
Legal Range	29E
Legal Township	07S
Legal Section	01
Legal Subdivision	HIGH SCHOOL ESTATES UNIT 1 RESUB
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3014
Census Tract	20903

Owner

Source: St. Johns County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4255 US HIGHWAY 1 S, 18, SAINT AUGUSTINE, FL 32086-7002
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 11, 2025	Warranty Deed, Transfer CLOSING USA LLC, CLOSING BEAR LLC
Feb 20, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Oct 14, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202574274
Deed Book / Page	6219 / 618
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0048130384
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2972 DEL RIO DR, SAINT AUGUSTINE, FL 32084-1940
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 DEL RIO DR, ST AUGUSTINE, FL 32084-1940

Mortgage

Document Number	0062940750
Date	Jan 26, 2026
Book Page	6294/750
Instrument	2026006275

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 11, 2025
Property Address	2972 DEL RIO DR, SAINT AUGUSTINE, FL 32084-1940
Document Number	0062190618
Book / Page	6219 / 618
Map Reference	MB 1 PG 19
Instrument Date	Sep 10, 2025
Instrument	2025074274
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 FLINTLOCK CT, GREEN COVE SPRINGS, FL 32043-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4255 US HIGHWAY 1 S # 18-325, 18, ST AUGUSTINE, FL 32086-7002

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 20, 2020
Property Address	2972 DEL RIO DR, SAINT AUGUSTINE, FL 32084-1940
Document Number	0048860969
Book / Page	004886 / 000969
Instrument Date	Jan 16, 2020
Instrument	13469
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HEARTHSIDE DR JACKSONVILLE FL 32221, JACKSONVILLE, FL 32221

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 14, 2019
Property Address	2972 DEL RIO DR, SAINT AUGUSTINE, FL 32084-1940
Document Number	0048130384
Book / Page	004813 / 000384
Instrument Date	Sep 30, 2019
Instrument	76531
Transaction Type	Foreclosure
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,002.40
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DUPONT STATION CT S JACKSONVILLE FL 322172518, JACKSONVILLE, FL 32217-2518
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,767 (+11.03%)	$321,603 (+26.72%) Land $51,500 Building $270,103
2025	$3,698.00 (-8.19%) Widower's exemption	$253,785 (-16.65%)	$253,785 (-16.65%) Land $61,800 Building $191,985
2024	$4,028.00 (-3.31%) Widower's exemption	$304,497 (-2.34%)	$304,497 (-2.34%) Land $53,560 Building $250,937
2023	$4,166.00 (+49.16%) Widower's exemption	$311,787 (+30.61%)	$311,787 (+23.95%) Land $53,560 Building $258,227
2022	$2,793.00 Homeowner's exemption Widower's exemption	$238,717	$251,552 Land $47,050 Building $204,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

Nearby Properties on del Rio Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures