Monterey County property record for 2972 Bird Rock Rd, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,756 sqft · built 2025 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,350,000 (Apr 2018) |
| Tax Bill | $21,092 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-522-013-000 |
| Primary APN | 007-522-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| 1st Floor Area | 2,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|
| Old Parcel Number | 007-522-013 |
|---|---|
| Street Address | 2972 BIRD ROCK RD |
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY PENINSULA COUNTRY CLUB 1 LOT 14 BLK 47 |
| Legal Subdivision | MONTEREY PENINSULA COUNTRY CLUB 1 |
| Legal Block | 47 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11901 |
2972 Bird Rock Rd is owner-occupied and held in a trust since April 2018.
Source: Monterey County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2972 BIRD ROCK RD, PEBBLE BEACH, CA 93953-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Apr 23, 2018 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2018 · Amount on File |
| Deed Sale | Apr 23, 2018 · Amount on File |
| Prior Sale | Feb 9, 2016 · Amount on File |
| Deed Document Number | 201817173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2972 BIRD ROCK RD, PEBBLE BEACH, CA 93953-2936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013405 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2017013405 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 23, 2018 |
| Property Address | 2972 BIRD ROCK RD, PEBBLE BEACH, CA 93953-2936 |
| Document Number | 0000017173 |
| Map Reference | MB3 PG26 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 2018017173 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE CO SALINA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13896 BONNY KERRY LN, MADERA, CA 93636-9509 |
| Document Number | 0000017174 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 2018017174 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 2972 Bird Rock Rd was $21,092 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,567,783 (+94.13%) Land $1,160,583 Building $2,407,200 | |
| 2025 | $21,092.00 | $1,837,827 Land $1,137,827 Building $700,000 |
| 2023 | $17,072.00 (+2.26%) | $1,476,420 Land $1,093,645 Building $382,775 |
| 2022 | $16,694.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2972 Bird Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2972 Bird Rock Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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