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2972 41st St SW, Naples, FL 34116 Property Records

Collier County property record for 2972 41st St SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,336 sqft · built 1974
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$2,711 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
May 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN36517680000

Property Details

APN / Parcel Number

Primary APN36517680000
Alternative APNs
  • 36517680000070100278164
  • 325000 278 164B27

Interior

Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2009
Construction TypeMasonry / Concrete Block
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 79 ft wide

Location & Zoning

Street Address2972 41ST ST SW
CityNAPLES
StateFL
Zip34116-8320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 8 PART 1 BLK 278 LOT 16
Legal Range26
Legal Township49
Legal Section27
Legal SubdivisionGOLDEN GATE CITY UNIT 8 PT 1
Legal Tract325000
Legal Block278
Legal Lot Number16
Legal Unit8
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10411

Owner

Source: Collier County records · APN 36517680000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2972 41ST ST SW, NAPLES, FL 34116-8320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
May 10, 2022Intrafamily Transfer, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2022
Deed SaleMay 10, 2022
Prior SaleDec 05, 2016 · Amount on Record
Deed Document Number20226250201
Deed Book / Page6125 / 58
Prior Transfer DateApr 28, 2022
Prior Transfer Doc0061250058
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2972 41ST ST SW, NAPLES, FL 34116-8320
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2972 41ST ST SW, NAPLES, FL 34116-8320

Mortgage

Document Number0065641951
DateMar 18, 2026
Book Page6564/1951
Instrument6798232
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMay 10, 2022
Property Address2972 41ST ST SW, NAPLES, FL 34116-8320
Document Number0061250058
Book / Page6125 / 58
Map ReferenceMB 5 PG 147-151
Instrument DateApr 28, 2022
Instrument6250201
Transaction TypeTransfer
Record UpdatedMay 26, 2022
Title CompanyEXPERTS TITLE TEAM LLC, THE EXPERTS TITLE TEAM LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2972 41ST ST SW, 2972, NAPLES, FL 34116-8320

Transferred To (Grantee/Buyer)

NameVerified Name
Address2972 41ST ST SW, NAPLES, FL 34116-8320

Mortgage

Document Number0000612560
DateMay 10, 2022
Instrument6125/60
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,711.00 (+6.65%) Homeowner's exemption$257,933 (+5.99%)$483,900 (+11.58%) Land $170,000 Building $313,900
2024$2,542.00 (+1.6%)
2023$2,502.00 (-1.22%) Homeowner's exemption$243,363 (+3%)$433,663 (+14.31%) Land $240,000 Building $193,663
2022$2,533.00 Homeowner's exemption$236,275$379,385 Land $181,125 Building $198,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims9 (2017–2025)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 213 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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