2972 2nd St, Monroe, MI 48162 Property Records

Monroe County property record for 2972 2nd St, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Jul 2020)
Tax Bill$3,428 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN07-777-504-00

Property Details

APN / Parcel Number

Primary APN07-777-504-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2972 2ND ST
CityMONROE
StateMI
Zip48162-4357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLEAVE BLAN
Legal DescriptionF-1504 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION NO 1 LOTS 1504 & 1505
Legal Range09E
Legal Township06S
Legal Section35
Legal SubdivisionDETROIT BEACH SUB
Legal Lot Number1504
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group4
Census Block4004
Census Tract831300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2972 2ND ST, MONROE, MI 48162-4357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Warranty Deed, Transfer
QUICKEN LNS
Jun 30, 2017Warranty Deed, Transfer · ARM
THE HUNTINGTON NATIONAL BANK
Feb 2, 2017Grant Deed, Transfer
Jan 12, 2017Quit Claim Deed, Transfer
LAWYERS TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number202013371
Prior Transfer DateJun 7, 2016
Prior Transfer Doc0000000857
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJul 13, 2020
Property Address2972 2ND ST, MONROE, MI 48162-4357
Document Number0000013371
Instrument DateJun 30, 2020
Instrument13371
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,557.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2972 2NE ST MONROE MI 48161, MONROE, MI 48161

Mortgage

Document Number13372
DateJul 13, 2020
Instrument13372
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJun 30, 2017
Property Address2972 2ND ST, MONROE, MI 48162-4357
Document Number2017R13754
Map ReferenceLB 6 PG 60
Instrument DateJun 29, 2017
Instrument2017R13754
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,315.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3214 S GROVE DR, 3214, MONROE, MI 48162-4426

Transferred To (Grantee/Buyer)

NameVerified Name
Address1441 NW 40TH ST, OKLAHOMA CITY, OK 73118-2625

Mortgage

Document Number0000013755
DateJun 30, 2017
Instrument2017R13755
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE MI
Recording DateFeb 2, 2017
Property Address2972 2ND ST, MONROE, MI 48162-4357
Document Number0000002116
Instrument DateJan 31, 2017
Instrument2116
Transaction TypeTransfer
Record UpdatedJun 9, 2017

Transaction

AmountAmount Recorded
Tax$46.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateJan 12, 2017
Property Address2972 2ND ST, MONROE, MI 48162-4357
Document Number0000000857
Instrument DateJun 7, 2016
Instrument857
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyLAWYERS TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 S GROVE DR MONROE MI 481624426, MONROE, MI 48162-4426

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictJefferson Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,300 (+33.24%) Land $138,300$276,600 (+33.24%) Land $276,600
2025$3,428.00 (+14.15%) Homeowner's exemption
2023$3,003.00 Homeowner's exemption$103,800$207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation577.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1985–2005)
Claims Outside the SFHA2 of 9
Most Recent ClaimJan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRENCHTOWN TOWNSHIP
serves 21,609 people · EPA ID MI0002500
Water SourceSurface water
Last State InspectionSep 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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